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The Assessment of Concerns, Opinions and Perceptions of Banker’s to find the Significant Metrics for Deployment of Biometrics in E-Banking


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1 KITE Group of Institutions, Meerut (U.P.), India
     

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The research work was conducted with the objective to find the significant metrics for biometrics deployment in e-banking through an assessment of the concerns, opinions and perceptions of bankers regarding the implementation of biometrics in e-banking. This paper is pursued by collecting information through well scheduled interviews of the branch managers of the branches of scheduled banks from the area of research chosen by researcher. The researcher has used probability stratified sampling and scheduled banks categorized by RBI have been divided into groups referred to as strata on the basis of the total turnover, then the banks are selected from the various groups using random sampling and finally a branch of the selected bank with the one of highest turnover is randomly selected. The study suggests that the overall significant metrics for the deployment of Biometric technology in E-Banking with the bankers perspective are Technology Reliability, Performance, Circumvention Resistance, User Acceptability, Implementation Cost, Ergonomics and Training Requisite.


Keywords

Biometric Technologies, Biometrics Deployment, Customer Perception, E-Banking, Significant Metrics for Biometrics Implementation.
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  • The Assessment of Concerns, Opinions and Perceptions of Banker’s to find the Significant Metrics for Deployment of Biometrics in E-Banking

Abstract Views: 216  |  PDF Views: 1

Authors

Munish Sabharwal
KITE Group of Institutions, Meerut (U.P.), India

Abstract


The research work was conducted with the objective to find the significant metrics for biometrics deployment in e-banking through an assessment of the concerns, opinions and perceptions of bankers regarding the implementation of biometrics in e-banking. This paper is pursued by collecting information through well scheduled interviews of the branch managers of the branches of scheduled banks from the area of research chosen by researcher. The researcher has used probability stratified sampling and scheduled banks categorized by RBI have been divided into groups referred to as strata on the basis of the total turnover, then the banks are selected from the various groups using random sampling and finally a branch of the selected bank with the one of highest turnover is randomly selected. The study suggests that the overall significant metrics for the deployment of Biometric technology in E-Banking with the bankers perspective are Technology Reliability, Performance, Circumvention Resistance, User Acceptability, Implementation Cost, Ergonomics and Training Requisite.


Keywords


Biometric Technologies, Biometrics Deployment, Customer Perception, E-Banking, Significant Metrics for Biometrics Implementation.