Himachal Journal of Agricultural Research

Sonal Dhiman ¹, Rajesh Kumar Thakur ¹

Affiliations
1 Department of Agricultural Economics, Extension Education and Rural Sociology College of Agriculture, CSK Himachal Pradesh Krishi Vishvavidyalaya, Palampur–176 062,, IN

Abstract

The present study was conducted to assess the status of crop insurance and problems faced by the farmers in the Kangra district of Himachal Pradesh. Among the different districts of the state, Kangra district has the highest number of cultivators and has diversified cropping systems. Therefore, the present study was conducted in Nagrota Bagwan and Panchrukhi blocks of the district Kangra. A sample of 80 farmers was selected through the proportional allocation method and data were collected on specifically designed survey schedules. The farmers were inquired about their perceptions on crop insurance and the problems faced by them. The status of crop insurance was studied with respect to number of farmers covered, area insured, premium paid by the farmers and government and the claims paid to them. The study revealed that the farmers covered, area insured and farmers benefitted have increased in the state under both PMFBY and RWBCIS but still the penetration of the scheme is not desirable as the major constraint cited by the respondents was the lack of awareness.

Keywords

Crop insurance, PMFBY, RWBCIS, problems, lack of awareness.

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