International Journal of Innovative Research and Development

Jacob Baffour Awuah , Ernest Kwarteng , Samuel Yeboah Asuamah

Abstract

This study deals with how to develop interest in the Learning of Mathematics among female students in Colleges of Education. The study used simple random sampling method to select ten (10) Colleges of Education in Ghana. Five Hundred female students and 500 female teachers were used. The data included in-depth interview and questionnaire, and were analysed by using Descriptive Statistics. In this study, results from the data collected through mixed method shows that female students and female teachers hold significantly different views or perceptions towards females in mathematics. For the Female students to fully participate in mathematics the study recommends that, females’ interest in the Teaching and Learning of Mathematics must be developed.

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Ernest Kwarteng , Samuel Yeboah Asuamah , Jacob Baffour Awuah

Abstract

 The paper aim at contributing to the body of knowledge that exists in the area of optimal loan portfolio by developing a model to allocate funds to prospective loan seekers in order to maximize profits using secondary data from Atweaban Rural Bank at Duayaw Nkwanta in the Tano North District of the Brong Ahafo Region, Ghana. The Simplex method was used for the algorithm and software called management scientist was also for the analysis. The results indicated that the funds allocated to the type of loans should be in increasing order of farm loan, suso loan, commercial loan, salary loan and funeral loan in order for the bank to maximize profit. Future research should increase the number of constraints and also vary the coefficients of the constraints to observe relationship between them. The study should be replicated in order banks to determine if the findings will be collaborated. 

Keywords

Model, Optimal, Loan, Portfolio, Simplex method, Algorithm

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Yeboah Asuamah Samuel , Samuel Abeka-donkor , Jacob Baffour Awuah

Abstract

The aim of the paper is to contribute to the body of knowledge that exists in the area of savings by examining household saving behaviour and the reasons of saving in Sunyani Township. A sample of 185 respondents selected using convenient sample method was used. Primary data was collected using self designed questionnaire, administered at the work places and places of residence. Results indicated that respondents have good saving behaviours and save for various reasons with the three most important reasons been saving for business, old age and for peaceful mind. Policies to induce savings should focus on demographic and social variables.

Keywords

Saving Motive, Keynes, Precautionary Motive, Life Cycle Motive Jel Classification: D90, D91, E21

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