International Journal of Advances in Social Sciences

Open Access Open Access  Restricted Access Subscription Access
Open Access Open Access Open Access  Restricted Access Restricted Access Subscription Access

Women Empowerment Through Microfinance-An Empirical Study of Women Self Help Groups in Tumkur District, Karnataka


Affiliations
1 Finance, Prin. L.N. Welingkar Institute of Management Development and Research, 102/103, Electronic City Phase1, Next to Telephone Exchange, Hosur Road, Bengaluru- 560100, India
     

   Subscribe/Renew Journal


In India, despite seven decades of independence and six decades of planned economic development, the achievement in the sphere of women empowerment still remains a challenge. At present, self-help Groups are playing a vital role in this direction. The participation of women in these groups is contributing to the significant impact on their social and economic empowerment. The current paper is undertaken to study the extent of women empowerment in Tumkur District, Karnataka. The information required for the study has been obtained from both primary and secondary sources. Stratified Sampling method has been used. Percentage Analysis, simple average and weighted average, Garrett Ranking Scale and ANOVA and Confirmatory Factor Analysis are also used to draw conclusions. The results of the study revealed that the asset position and standard of living of rural poor improved significantly after the micro credit utilisation.

Keywords

Women Empowerment, Economic Development, Self Help Groups, Micro Credit Utilization, Asset Position and Standard of Living.
Subscription Login to verify subscription
User
Notifications
Font Size


  • Bali Swain, R. Can (2007) Microfinance Empower Women? SelfHelp Groups in India, Dialogue, No. 37, ADA, Luxembourg

  • Creve, Ndour and Thiam, “The Guinea Rural Enterprise Development Project”, 1995, Pp. 227-235

  • Chavan, P. ,(2007) , “Access to bank Credit –Implications for Dalit rural households”, Economic and Political Weekly, 140-152

  • Das, S. K. , & Bhowal, A. (2013). Self Help Groups as an Empowerment Model: Perceptions of Direct Stakeholders. American Journal of Rural Development, 1(5), 121-130.

  • Karl Marilee, Women and Empowerment Participation and Decision making, Zed Books Ltd., London, 1995.

  • Lalitha S, ‘Self-Help Groups’, Social Welfare, July 1995, Vol. 42, No. 4, p. 9.

  • Mohana Rao, R.M, “A Study of Women Self-help Groups in Andhra Pradesh”, Unpublished Thesis submitted to Andhra University, Visakhapatnam, 2000, pp 243-253.

  • Manoharan, M , Alagu pandian,V (2012) : A Study on Microcredit of Self- Help Groups in Bodinayakanur Taluk, IJRIM volume 2, issue 2 ISSN: 2231-4334.

  • Nair, A (2005) Sustainability of Microfinance Self Help Groups in India: Would Federate Help? World Bank Policy Research Working Paper 3516, February, 2005.

  • Rai, Saritha. “India: the death of microfinance?” GlobalPost. 9 Jan. 2011.Web.http://www.globalpost.com/dispatch/india/110106/microfinance-grameen-micro-loans-Andhrapradesh. Accessed 3 Nov. 2011.

  • Rajendran, k. (2012)Microfinance through self-help groups –a survey of Recent literature in India, International Journal of Marketing, Financial Services & Management ResearchVol.1 Issue 12, ISSN 2277 3622

  • Srinivasan, N (2007), “Policy Issues and Role of Banking System in Financial Inclusion”, Economic and Political Weekly, July, Vol. XLII (30), pp 3091-3095.

  • Sankaran, A(2009) ‘Trends and Problems of Rural Women Entrepreneurs in India;, Southern Economist, Vol. 48, No. 4, pp. 11-12.

  • Shiralashetti,A.S and Hugar,S.S ‘Micro-finance: A study of SHG and Bank Linkage’, Journal of Business Studies, 2008, Vol. 5, No. 9, pp. 31-37.

  • Sakthivel Murugan and Begum Ayesha, ‘Predominant Barriers of Women Entrepreneurs’, Southern Economist, 2008, Vol. 47, No. 6, pp. 31-34.

  • Srinivas, Hari. “So, what is ‘microcredit’?” The Virtual Library on Microcredit. Web. http://www.gdrc.org/icm/what-is-ms.html. Accessed 25 Oct. 2011.

  • Thorat, U. (2007), “Financial Inclusion-the Indian Experience”, Reserve Bank of India, Bulletin, July, Vol LXI (7)


Abstract Views: 596

PDF Views: 0




  • Women Empowerment Through Microfinance-An Empirical Study of Women Self Help Groups in Tumkur District, Karnataka

Abstract Views: 596  |  PDF Views: 0

Authors

Santosh Rupa
Finance, Prin. L.N. Welingkar Institute of Management Development and Research, 102/103, Electronic City Phase1, Next to Telephone Exchange, Hosur Road, Bengaluru- 560100, India

Abstract


In India, despite seven decades of independence and six decades of planned economic development, the achievement in the sphere of women empowerment still remains a challenge. At present, self-help Groups are playing a vital role in this direction. The participation of women in these groups is contributing to the significant impact on their social and economic empowerment. The current paper is undertaken to study the extent of women empowerment in Tumkur District, Karnataka. The information required for the study has been obtained from both primary and secondary sources. Stratified Sampling method has been used. Percentage Analysis, simple average and weighted average, Garrett Ranking Scale and ANOVA and Confirmatory Factor Analysis are also used to draw conclusions. The results of the study revealed that the asset position and standard of living of rural poor improved significantly after the micro credit utilisation.

Keywords


Women Empowerment, Economic Development, Self Help Groups, Micro Credit Utilization, Asset Position and Standard of Living.

References