Management Dynamics

Open Access Open Access  Restricted Access Subscription Access

Determinants of Transformation and Commercialization of MFIs: Non-Experimental Findings


Affiliations
1 Xavier Institute of Social Service (XISS), Ranchi, Jharkhand, India
 

This study was carried out to understand the social performance of deposit taking and deposit non-taking MFIs, the determinants of MFIs' personnel size and their predictions, the possible determinants of women borrowers of MFIs and their consequences, and the determinants of the transformation of MFIs from deposit nontaking to deposit taking. For this study, a sample size of 90 MFIs i.e. 10 MFIs each from 9 countries, were randomly selected from the MIX Market data set. Descriptive statistics and econometric models were engaged in the study. It was found out that the MFIs staff strength is positively and significantly related with the size of active borrowers. The numbers of women borrowers in MFIs are significantly and positively determined by external borrowings of MFIs and their gross loan portfolio. The probability of transformation of MFIs from non-deposit taking to deposit taking is significantly determined by loan portfolio, borrowings, assets and number of active borrowers of MFIs.
User
Notifications
Font Size

Abstract Views: 220

PDF Views: 145




  • Determinants of Transformation and Commercialization of MFIs: Non-Experimental Findings

Abstract Views: 220  |  PDF Views: 145

Authors

Debadutta Kumar Panda
Xavier Institute of Social Service (XISS), Ranchi, Jharkhand, India

Abstract


This study was carried out to understand the social performance of deposit taking and deposit non-taking MFIs, the determinants of MFIs' personnel size and their predictions, the possible determinants of women borrowers of MFIs and their consequences, and the determinants of the transformation of MFIs from deposit nontaking to deposit taking. For this study, a sample size of 90 MFIs i.e. 10 MFIs each from 9 countries, were randomly selected from the MIX Market data set. Descriptive statistics and econometric models were engaged in the study. It was found out that the MFIs staff strength is positively and significantly related with the size of active borrowers. The numbers of women borrowers in MFIs are significantly and positively determined by external borrowings of MFIs and their gross loan portfolio. The probability of transformation of MFIs from non-deposit taking to deposit taking is significantly determined by loan portfolio, borrowings, assets and number of active borrowers of MFIs.