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Quality and Sustainability of Self-Help Groups in Bihar and Odisha-A Comparative Analysis


Affiliations
1 APMAS, Hyderabad, India
2 APMAS and President of Sadhikaratha Foundation, Hyderabad, India
3 Research and Advocacy Team, APMAS, Hyderabad, India
     

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A comparative study of SHG-Bank Linkage Programme in Bihar and Odisha shows that the number of SHGs savings linked to banks are almost double in Odisha when compared to Bihar. The Government and NGOs are the major SHPIs in both the States. With regard to access to bank linkage and impact, the SHGs in Odisha seem to have fared better as compared to Bihar SHGs. The most urgent need is to focus on consolidating the efforts to improve the quality of the SHGs and strengthening the SHG federation system in line with the NRLM implementation strategy.

Keywords

SHG Movement, Microfinance, Self-Help Promoting Institutions.
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  • Quality and Sustainability of Self-Help Groups in Bihar and Odisha-A Comparative Analysis

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Authors

K. Raja Reddy
APMAS, Hyderabad, India
C. S. Reddy
APMAS and President of Sadhikaratha Foundation, Hyderabad, India
S. Prahalladaiah
Research and Advocacy Team, APMAS, Hyderabad, India

Abstract


A comparative study of SHG-Bank Linkage Programme in Bihar and Odisha shows that the number of SHGs savings linked to banks are almost double in Odisha when compared to Bihar. The Government and NGOs are the major SHPIs in both the States. With regard to access to bank linkage and impact, the SHGs in Odisha seem to have fared better as compared to Bihar SHGs. The most urgent need is to focus on consolidating the efforts to improve the quality of the SHGs and strengthening the SHG federation system in line with the NRLM implementation strategy.

Keywords


SHG Movement, Microfinance, Self-Help Promoting Institutions.