Linking Farmers’ Access to Microfi Nance, Input and Service Delivery Systems with Crop Production Performance:A Study in the Disadvantaged Areas of North Bank Plains Zone of Assam

The present study is an attempt to analyse the impact of linking institutional microfinance, inputs and adoption of modern technology in raising the net farm returns of farmers as also various constraints in linking credit and input delivery services with production of important crops and livestock in the disadvantaged areas of North Bank Plains (NBP) zone of Assam. The study explores the scope for innovations in harnessing the potential for increasing credit and input demand. The study indicates a close linkage between the credit and quantum of input use. The study recommends establishing more rural bank branches and adequate skill building of farmers for proper utilisation of credit.