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Micro-Housing Loans for Micro-Entrepreneurs:A Needs Assessment


Affiliations
1 Centre for Microfinance, Institute for Financial Management and Research, 24 Kothari Road, Nungambakkam, Chennai 600034, India
     

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Access to housing for the poor, whether urban or rural, is a world-wide challenge, which has a direct impact on the socio-economic status of every economy. With the promulgation of microfinance across the world, it has been posited that microfinance can become an innovative and sustainable channel to provide low-income groups with access to finance for their housing needs. High demand for shelter calls for the design of housing finance products and supply mechanisms that target the low-income groups which have traditionally been excluded from the housing market due to lack of land tenure and high investment requirements.
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  • Micro-Housing Loans for Micro-Entrepreneurs:A Needs Assessment

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Authors

Stuti Tripathi
Centre for Microfinance, Institute for Financial Management and Research, 24 Kothari Road, Nungambakkam, Chennai 600034, India
Minakshi Ramji
Centre for Microfinance, Institute for Financial Management and Research, 24 Kothari Road, Nungambakkam, Chennai 600034, India

Abstract


Access to housing for the poor, whether urban or rural, is a world-wide challenge, which has a direct impact on the socio-economic status of every economy. With the promulgation of microfinance across the world, it has been posited that microfinance can become an innovative and sustainable channel to provide low-income groups with access to finance for their housing needs. High demand for shelter calls for the design of housing finance products and supply mechanisms that target the low-income groups which have traditionally been excluded from the housing market due to lack of land tenure and high investment requirements.