The Microfinance Review

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Improving Livelihood Activities of Self-Help Groups – The Bankers’ Perspective


Affiliations
1 Senior Manager - Faculty, Union Bank of India Staff Training Center, Visakhapatnam, Andhra Pradesh, India
2 Senior Manager, STC, Union Bank of India Staff Training Center, Bhopal, Madhya Pradesh, India
     

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This paper attempts to understand the factors affecting end- utilisation of loans by Self-Help Group members and thereby, enable them to partake in more developmental activities. Evidence gathered through a field survey suggests that SHGs require handholding so as to ensure effective end- utilisation of loans provided by the banks. This paper discusses various options available for increasing income generating activities of SHGs.

Keywords

Microfinance, Non-governmental Organisations
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  • National Bank for Agriculture and Rural Development (2019): Status of Microfinance in India 2018-19, NABARD, Mumbai.

  • Reserve Bank of India (2013): Priority Sector Lending- Restructuring of SGSY as National Rural Livelihood Mission (NRLM) –Aajeevika, Circular No. RBI/2012-13/559, RPCD. GSSD.CO. No 81 /09.01.03/2012-13,dated 27 June, RBI, Mumbai.


Abstract Views: 182

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  • Improving Livelihood Activities of Self-Help Groups – The Bankers’ Perspective

Abstract Views: 182  |  PDF Views: 0

Authors

N. Visweswara Gupta
Senior Manager - Faculty, Union Bank of India Staff Training Center, Visakhapatnam, Andhra Pradesh, India
Vikas Mahangare
Senior Manager, STC, Union Bank of India Staff Training Center, Bhopal, Madhya Pradesh, India

Abstract


This paper attempts to understand the factors affecting end- utilisation of loans by Self-Help Group members and thereby, enable them to partake in more developmental activities. Evidence gathered through a field survey suggests that SHGs require handholding so as to ensure effective end- utilisation of loans provided by the banks. This paper discusses various options available for increasing income generating activities of SHGs.

Keywords


Microfinance, Non-governmental Organisations

References