The Microfinance Review

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Usage of Financial Tools among Agricultural Labour Households in Punjab


Affiliations
1 Department of Economics and Sociology Punjab Agricultural University, Ludhiana., India
     

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Financial inclusion per se is not a basis for use of financial services by the marginalised section of rural population. It is a supply side phenomena defined as the process of ensuring access to appropriate financial products and services needed by vulnerable groups such as weaker sections and low income categories in a fair manner at an affordable cost by institutional agencies. The other more important aspects of the process deal with demand side such as credit counseling, knowledge and need of these products and services, credit absorption capacity, etc

Keywords

Financial Inclusion, Rural Population
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  • Anonymous (2017): “Agri Labourers’ Suicide Rate Higher than Farmers’: Study”, The Tribune, Chandigarh. Retrieved from http://tribuneindia.com

  • Singh S, M Kaur and H S Kingra (2008): “Indebtedness among Farmers in Punjab”, Economic & Political Weekly, Vol. 43, No. 26-27, pp. 130-136.

  • Singh S, V K Sharma, M Kaur and H S Kingra (2016): A Study into the Economics of Farming and the Pattern of Income and Expenditure Distribution in the Punjab Agriculture, Department of Economics and Sociology PAU, Ludhiana.


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  • Usage of Financial Tools among Agricultural Labour Households in Punjab

Abstract Views: 204  |  PDF Views: 0

Authors

Arjinder Kaur
Department of Economics and Sociology Punjab Agricultural University, Ludhiana., India
Manreet Kaur
Department of Economics and Sociology Punjab Agricultural University, Ludhiana., India

Abstract


Financial inclusion per se is not a basis for use of financial services by the marginalised section of rural population. It is a supply side phenomena defined as the process of ensuring access to appropriate financial products and services needed by vulnerable groups such as weaker sections and low income categories in a fair manner at an affordable cost by institutional agencies. The other more important aspects of the process deal with demand side such as credit counseling, knowledge and need of these products and services, credit absorption capacity, etc

Keywords


Financial Inclusion, Rural Population

References