International Journal of Financial Management

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Performance Evaluation of Public and Private Sector Banks: a Multivariate Analysis


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1 Assistant Professor, ITM Business School, Warnagal, Andhra Pradesh
     

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Profi t is the key indicator for any business organization. The survival growth and development of business depends on profi t. The profi tability is the ratio which helps to measure the actual performance of the business and indicates how far it has been successful. The present study attempts to analyze the profi tability of the fi ve major banks in India-SBI, PNB, Canara Bank, ICICI and HDFC. The variables taken for the study are Operating Profi t Margin (OPM), Gross Profi t Margin (GPM), Net Profi t Margin (NPM), Earning Per Share (EPS), Dividend per share, Return on Equity (ROE), Return on Assets (ROA), Price Earnings Ratio (PER), Dividend Payout Ratio (DPR).The study brings out the comparative effi ciency of SBI, PNB, canara bank, ICICI and HDFC.

Keywords

Public &amp, Private Sector Banks, Profi Tability Ratios, Performance Analysis, Tukey Hsd Test
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  • Performance Evaluation of Public and Private Sector Banks: a Multivariate Analysis

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Authors

K.V.N. Prasad
Assistant Professor, ITM Business School, Warnagal, Andhra Pradesh
D. Maheshwara Reddy
Assistant Professor, ITM Business School, Warnagal, Andhra Pradesh

Abstract


Profi t is the key indicator for any business organization. The survival growth and development of business depends on profi t. The profi tability is the ratio which helps to measure the actual performance of the business and indicates how far it has been successful. The present study attempts to analyze the profi tability of the fi ve major banks in India-SBI, PNB, Canara Bank, ICICI and HDFC. The variables taken for the study are Operating Profi t Margin (OPM), Gross Profi t Margin (GPM), Net Profi t Margin (NPM), Earning Per Share (EPS), Dividend per share, Return on Equity (ROE), Return on Assets (ROA), Price Earnings Ratio (PER), Dividend Payout Ratio (DPR).The study brings out the comparative effi ciency of SBI, PNB, canara bank, ICICI and HDFC.

Keywords


Public &amp, Private Sector Banks, Profi Tability Ratios, Performance Analysis, Tukey Hsd Test

References