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Kaur, Avneet
- Taxonomic Observations on the Family Adiantaceae from Eastern Garhwal Region of Uttarakhand
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Indian Forester, Vol 138, No 2 (2012), Pagination: 146-153Abstract
The present manuscript deals with the detailed taxonomic studies on monotypic genus Adiantum L. from eastern part of Garhwal region. 6 species are described with detailed microphographs of plant appendages, critical notes (whereever essential), ecological habitat and distribution. This is the first detailed microphotographic illustrated account of family Adiantaceae from Garhwal region.Keywords
Microphotographic Illustrations, Adiantaceae, Eastern Garhwal- Taxonomic Observations on the Genus Pyrrosia Mirbel from District Chamoli of Uttarakhand State (India)
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Indian Forester, Vol 137, No 9 (2011), Pagination: 1082-1088Abstract
The present article deals with detailed taxonomic studies with microphotographs on 4 species of the polypodiaceous genus Pyrrosia from the district of Chamoli in Uttarakhand State of India. Critical notes (where ever essential), ecological habitat, distributions, specimens examined alongwith microphotographs are provided.Keywords
, Chamoli District- Analysis of Financial Inclusion in India
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Affiliations
1 School of Business Studies, Punjab Agricultural University, LUDHIANA (PUNJAB), IN
1 School of Business Studies, Punjab Agricultural University, LUDHIANA (PUNJAB), IN
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International Journal of Commerce & Business Management, Vol 9, No 1 (2016), Pagination: 87-95Abstract
Access to finance by the lower section of society and vulnerable groups is essential for poverty reduction and social cohesion. In India out of 5.92 lakh villages only .49 lakh villages have bank branches. Financial inclusion is considered an important factor for development of society and the country as a whole.This article focuses on the current status of financial inclusion in India, initiatives taken by RBI, Government of India for achieving financial inclusion. After analyzing the facts and figures it was concluded that financial inclusion has become a new paradigm of economic and societal growth which can help in driving away the poverty. No doubt financial inclusion is playing a catalytic role for the economic and social development of society but financial illiteracy, high costs by banks, technology are challenges which need to be overcome.Keywords
VFinancial Inclusion, Business Correspondents, Financial Stability, no Frill Accounts, Financial Inclusion Index, Microfinance.References
- Aggarwal, V.K. (2014). Financial inclusion in India: An analytical study. Internat. J. Commerce, Business & Mgmt., 3 (6) : 841-849.
- Archana (2013). Financial inclusion: role of institutions. Innovative J. Business & Mgmt., 2: 44-4 8.
- Assessing Countries’ Financial Inclusion Standing (2013). A New Composite Index IMF.
- Brune, Lasse, Xavier Giné, Jessica Goldberg and Dean, Yang, (2011). Commitments to save: A field experiment in rural Malawi. World bank policy research working paper 5748. Washington, D.C.: World Bank.
- Burgess, R., Pande, R. and Wong, G. (2005). Banking for the poor: Evidence from India. J. European Econ. Assoc., 3 (2-3): 268-278.
- Christabell, P. J. and Vimal, Raj A. (2012). Financial inclusion in rural India: The role of Microfinance as a tool. IOSR J. Human. & Soc. Sci., , 2 (5) : 21-25.
- Dhar, S.K. (2013). October. Financial Inclusion in India: Its Prospects, Scopes and Challenges. ICSSR Sponsored national seminar on Financial inclusion and inclusive growth, Organized by The Department of Business Administration, Tezpur University, Assam, 25th & 26th October.
- Dupas, P. and Robinson, J. (2009). Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya, NBER Working Papers 14693, National Bureau of Economic Research.
- Fungacova, Z. and Weill, L. (2014). Understanding financial inclusion in China. BOFIT Discussion Papers, 10 : 1.
- Ghosh, J. (2013). Microfinance and the challenge of financial inclusion for development. Cambridge J. Econ., 37 (6): 1203-1219.
- Han, R. and Melecky, M. (2013). Financial Inclusion for Financial Stability: Access to Bank Deposits and the Growth of Deposits in the Global Financial Crisis. World Bank Policy Research Working Paper 6577, World Bank.
- Innovative Financial Inclusion 2010.
- Johnston, D. J. and Morduch, J. (2008). The Unbanked: Evidence from Indonesia.World Bank Econ. Rev., 22 (3): 517-537.
- Kumar, N., Manjunath, S.J. and Kumar, A. (2012). Role of banks in achieving financial inclusion.Internat. J. Business & Mgmt. Res., 2 (1): 518-521.
- Massey, J. (2010). Role of financial institutions in financial inclusion.FICCI’s Banking & Finance Journal.
- Mehar, L. (2014). Financial inclusion in India. Innovative J. Business & Mgmt., 3(4): 42-46.
- Memdani, D. L. and Rajyalakshmi, K.(2013).Financial inclusion in India. Internat. J. Appl. Res. & Stud. ISSN, 22789480.
- Pai (2010). Overview of Financial Inclusion and Micro Credit.
- Pawar, Ganesh and Joshi, Chandra Deepak (2008). Inclusive growth – Role of banks and credit providers in the economy and credit delivery models.
- Planning Commission, Towards Faster and More Inclusive Growth (2006). An Approach To The 11th FiveYear Plan, Government Of India, NEW DELHI, INDIA.
- Paramasivan, C. and Ganeshkumar,V. (2013).Overview of Financial Inclusion in India. Internat. J. Mgmt. & Develop. Stud., 3 (2) : 45-49.
- PM, V. S. (2011). Financial inclusion in India: An evaluation of the coverage, progress and trends. IUP J. Financial Econ., 9(2): 7-26.
- Porkodi and Aravazhi (2013). Role of micro finance and selfhelp groups in financial inclusion. Internat. J. Mktg., Financial Services & Mgmt. Res.,3(2) : 137-149.
- Pradhan Mantri Jan-DhanYojana (2014). A National Mission on Financial Inclusion, 2014.
- Raman, A. (2012). Financial inclusion and growth of Indian banking system. J. Business & Mgmt., 1(3) :25-29.
- RBI (2013). Financial Inclusion in India – An Assessment.
- RBI (2013). Financial Inclusion in India: Journey So Far and Way Forward.
- Reddy, Y. V. (2007). Annual policy statement for the year 20070 8.
- Roy, S.K. (2012). Financial inclusion in India: An overview. Asian J. Multidimensional Res.,1(5):134-141.
- Sachindra, G.R. (2013). Need for financial inclusion and challenges ahead – an Indian Perspective. J. Business & Mgmt., 9(5) : 33-36.
- Sarma, M. and Pais, J. (2008). Financial inclusion and development: A cross country analysis. In: Annual Conference of the Human Development and Capability Association, New Delhi (pp. 10-13).
- Sharma, A.and Kukreja, M.S. (2013). An analytical study: Relevance of financial inclusion for developing nations. Internat. J. Engg. & Sci., 2(6):15-20.
- Singh, A. and Tandon, P. (2012). Financial inclusion in India: An analysis. Internat. J. Mktg. & Mgmt. Res., 1(6) : 41-54.
- Singh, J. and Yadav, P. (2012). Micro finance as a tool for financial inclusion and reduction of poverty. J. Business Mgmt. & Soc. Sci. Res., 1(1): 1-12.
- Srikanth, R. (2013). A study on-financial inclusion-Role of Indian banks in reaching out to the unbanked and backward areas. Internat. J. Appl. Res. &Stud;.,2 (9).
- Thapar, A. (2013).A study on the effectiveness of the financial inclusion program in India. VSRD Internat. J. Business & Mgmt. Res., 3(6) : 211-216.
- Thorat, Usha (2007). Financial Inclusion–The Indian experience text of speech by Deputy Governor, Reserve Bank of India at the HMT-DFID Financial Inclusion Conference 2007, Whitehall Place, London, UK, June 19.
- Anonymous (2015). Microfinance industry stabilizes and grows by a healthy 35% in 2013-2014. Culled fromhttp://mfinindia.org/microfinance-industrystabilizesgrows-by-a-healthy-35-in-2013-2014/.
- Anonymous (2015). Benefits of RuPay Card. Culled from http:/ /www.npci.org.in/RuPayBenefits.aspx.
- Anonymous (2015). Rangarajan Committee Report on Financial Inclusion. Culled from http://www. gktoday.in/rangarajan-committee-report-onfinancialinclusion/.
- Implementing Particle Swarm Optimization with Aging Leader and Challengers – Applying Velocity Initialization Strategies
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Authors
Avneet Kaur
1,
Mandeep Kaur
2
Affiliations
1 Computer Science Department, Guru Nanak Dev University, Regional Campus, Jalandhar, IN
2 Electronics Department, Guru Nanak Dev University, Regional Campus, Jalandhar, IN
1 Computer Science Department, Guru Nanak Dev University, Regional Campus, Jalandhar, IN
2 Electronics Department, Guru Nanak Dev University, Regional Campus, Jalandhar, IN
Source
Artificial Intelligent Systems and Machine Learning, Vol 7, No 6 (2015), Pagination: 171-178Abstract
Particle Swarm Optimization with Aging Leader and Challengers (ALC-PSO) is an optimization technique which uses the concept of aging. Aging is a vital process that comes to all. This mechanism is applied to the Particle Swarm Optimization Algorithm, to find the optimal solution to a difficult problem. The ALC-PSO algorithm uses the concept of a leader, leading the swarm and another particle challenging the position of the leader, based on its efficiency, performance, lifespan and leading power. When Aging mechanism is applied to PSO, the premature convergence is overcome and the efficiency of the algorithm is increased. Whenever during the search process, any particle tends to leave the boundaries of the search space, much effort is wasted in searching for the best solution if the particle which could find best solution, has gone out of the search space. In such a situation, it becomes essential to re-initialize the particle's velocity, to make it come back into the search space, so that the optimal solution be found efficiently and in lesser time. There are mainly three velocity update strategies which can be used in the algorithm for its better performance. These include: Velocity initialization to zero, velocity initialization within a specified domain, velocity initialization to a random value near zero. This paper presents the impact of applying various velocity initialization strategies on the ALC-PSO Algorithm.Keywords
Velocity Initialization, Population Size, Optimal Solution, Best Position, Boundary Constraints, Search Space, Global Best Solution, Benchmark Functions, Gbest Value.- Evaluation of Bearish Option Payoffs in USD-INR Market
Abstract Views :321 |
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Affiliations
1 School of Business Studies, Punjab Agricultural University, Ludhiana, Punjab, IN
1 School of Business Studies, Punjab Agricultural University, Ludhiana, Punjab, IN
Source
International Journal of Education and Management Studies, Vol 8, No 1 (2018), Pagination: 1-6Abstract
Although there exist many empirical studies on forward contracts to hedge the currency risk, the evidence for other types of derivatives like currency options are in minority. The literature regarding option payoffs especially in context of Indian foreign exchange contracts is very less. The present study fills this gap and has tried to assess the profitability of payoffs from adopting bearish option strategies on USD-INR. The study was done for a period of 68 months from October 2010 to June 2016. Strategies namely long put, short call and bear call spread were employed on USD-INR. Amongst all the strategies, 2% OTM short call performed better with least coefficient of variance. It was found that returns from option strategy for each of moneyness applied is not significantly different from zero. The returns from all the three bearish option strategies was further compared with the help of one-way ANOVA. It was found that there was no significant difference at 5% level of significance.Keywords
Long Put, Short Call, Bear Call Spread, Bearish, USD-INR.- Comparative Analysis of Efficacy and Safety of Gabapentin Vs Amitriptyline in Patients of Peripheral Neuropathic Pain in Case of Diabetes Mellitus
Abstract Views :253 |
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Authors
Affiliations
1 Department of Pharmacology, Government Medical College, Patiala – 147001, Punjab, IN
2 Department of Medicine, Rajindra Hospital, Patiala – 147001, Punjab, IN
3 Government Medical College, Patiala – 147001, Punjab, IN
4 Department of Physiology, Government Medical College, Patiala – 147001, Punjab, IN
1 Department of Pharmacology, Government Medical College, Patiala – 147001, Punjab, IN
2 Department of Medicine, Rajindra Hospital, Patiala – 147001, Punjab, IN
3 Government Medical College, Patiala – 147001, Punjab, IN
4 Department of Physiology, Government Medical College, Patiala – 147001, Punjab, IN
Source
International Journal of Medical and Dental Sciences, Vol 8, No 2 (2019), Pagination: 1775-1782Abstract
Introduction: Diabetes mellitus frequently leads to development of peripheral neuropathies in almost 30-50% of patients and the most common type of neuropathy associated with this condition is Distal Symmetric Sensorimotor Polyneuropathy (DSPN). Gabapentin and Amitriptyline are two drugs frequently used for the treatment of neuropathic pain associated with type 2 diabetes. Aim of the study: The aim of this study was to compare efficacy and safety of Gabapentin and Amitriptyline in subjects of Type 2 diabetes mellitus with peripheral neuropathic pain. Material and Methods: A prospective, open, randomized, parallel group, comparative study was conducted in 60 patients coming to Department of Medicine, Rajindra Hospital attached to Government Medical College Patiala, to evaluate the efficacy and safety of Gabapentin and Amitriptyline in patients with diabetic peripheral neuropathic pain. The patients fulfilling the inclusion criteria were included in the study after taking written informed consent. The patients were divided into two groups of 30 cases each by simple randomization. Group I patients received Gabapentin 300 mg HS by oral route. Group II patients received Amitriptyline 25 mg HS by oral route. Therapeutic efficacy of both drugs, by using Michigan Neuropathy Screening Instrument (MNSI) was compared at the baseline and at the end of 4 months. Any adverse drug reactions of the respective drug observed in patient were also noted. All the observations thus made were statistically analysed using appropriate tests. Results: Baseline characteristics of the patients in two groups such as age, sex, duration of diabetes were similar (p>0.05). The mean age in group I and group II were 53.40±8.41 years and 57.17±8.55 years, respectively. There was statistically significant reduction in mean MNSI scores in questionnaire part and physical examination part in both the groups. Also, there was statistically significant difference between the two drugs in reducing mean MNSI score. Mean difference between two drugs in reducing MNSI score in history part (0.77±0.16, p<0.01) and physical examination part (0.75±0.19, p<0.01) favoured Gabapentin. No. of adverse drug reactions reported were significantly higher in Amitriptyline group, p value (<0.05) for the difference in ADRs between two drugs was statistically significant. Conclusion: In this study, we concluded that both drugs lead to improvement in signs and symptoms of diabetic neuropathy. Gabapentin was proved to be more efficacious than Amitriptyline. Gabapentin treated patient’s mean MNSI score at the study end point was significantly lower as compared to the Amitriptyline treated patient’s end-point score. Adverse drug reactions reported in our study were mild in both the groups and a significantly higher number of adverse effects were reported in the amitriptyline group. Dizziness and somnolence were two most commonly reported adverse drug reactions.Keywords
Amitriptyline, Diabetic Peripheral Neuropathic Pain, Efficacy, Gabapentin, Nerve Conduction, Safety.References
- Tesfaye S, Selvarajah D. Advances in the epidemiology, pathogenesis and management of diabetic peripheral neuropathy. Diabetes Metab Res Rev. 2012; 28(Suppl 1):8– 14. https://doi.org/10.1002/dmrr.2239 PMid:22271716
- Tesfaye S, Boulton AJM, Dyck PJ, Freeman R, Horowitz M, Kempler P et al. Diabetic neuropathies: Update on definitions, diagnostic criteria, estimation of severity, and treatments. Diab care. 2010; 33(10):2285–93. https://doi.org/10.2337/dc10-1303 PMid:20876709 PMCid:PMC2945176
- Argoff CE, Cole BE, Fishbain DA, Irving GA. Diabetic peripheral neuropathic pain: clinical and quality-of-life issues. Mayo clin proc. 2006; 81(4):s3–11. https://doi.org/10.1016/S0025-6196(11)61474-2
- Boulton AJM, Freeman R, Vinik AI, Malik RA, Arezzo JC, Maser RE et al. Diabetic neuropathies: A statement by the American Diabetes Association. Diab Care. 2005; 28(4):956–62. https://doi.org/10.2337/diacare.28.4.956
- Herman WH, Pop-Busui R, Braffett BH, Martin CL, Cleary PA, Albers JW, et al. Use of the Michigan Neuropathy Screening Instrument as a measure of distal symmetrical peripheral neuropathy in Type 1 diabetes: Results from the Diabetes Control and Complications Trial/Epidemiology of Diabetes Interventions and Complications. Diabt med. 2012; 29(7):937–44. https://doi.org/10.1111/j.1464-5491.2012.03644.x PMid:22417277 PMCid:PMC3641573
- Tesfaye S, Vileikyte L, Rayman G, Sindrup SH, Perkins BA, Baconja M. Painful diabetic peripheral neuropathy: Consensus recommendations on diagnosis, assessment and management. Diabetes Metab Res Rev. 2011; 27:629–38. https://doi.org/10.1002/dmrr.1225 PMid:21695762
- Jensen TS, Backonja MM, Hernandez-Jimenez S, Tesfaye S, Valensi P, Ziegler D. New perspectives on the management of diabetic peripheral neuropathic pain. Diabetes Vasc Dis Res. 2006; 3:108–19. https://doi.org/10.3132/dvdr.2006.013 PMid:17058631
- Michigan neuropathy screening instrument (Patient version). University of Michigan; 2000. Available from: www.med.umich.edu/borc/profs/documents/svi/MNSI_ patient.pdf
- Moghtaderi A, Bakhshipour A, Rashidi H. Validation of Michigan neuropathy screening instrument for diabetic peripheral neuropathy. Clin Neurol Neurosurg. 2006; 108(5):477–81. https://doi.org/10.1016/j.clineuro.2005.08.003 PMid:16150538
- Mete T, Aydin Y, Saka M, Cinar Yavuz H, Bilen S, Yalcin Y, et al. Comparison of efficiencies of michigan neuropathy screening instrument, neurothesiometer, and electromyography for diagnosis of diabetic neuropathy. Int J Endocrinol. 2013; 1–7. https://doi.org/10.1155/2013/821745 PMid:23818897 PMCid:PMC3684087
- Chandra M, Garg R, Kaur J, Santram, Kaur N, Pal R. Evaluation of efficacy of Amitriptyline vs. Gabapentin in diabetic peripheral neuropathy. Al Ameen J Med Sci. 2017; 10(3):194–200.
- Dallochio C, Buffa C, Mazzarello P, Chiroli S. Gabapentin vs Amitriptyline in Painful diabetic neuropathy: an open label pilot study. J Pain Symptom Manage. 2000; 20:280–5. https://doi.org/10.1016/S0885-3924(00)00181-0
- Serpell MG. Gabapentin in neuropathic pain syndromes: a randomised, double-blind, placebo-controlled trial. Pain. 2002; (99):557–66. https://doi.org/10.1016/S0304-3959(02)00255-5
- Sator-Katzenschlager SM, Scharbert G, Kress HG, Frickey N, Ellend A, Gleiss A. Chronic pelvic pain treated with gabapentin and amitriptyline: A randomized controlled pilot study. Wien Klin Wochenschr. 2005; 117:1–7. https:// doi.org/10.1007/s00508-005-0464-2 PMid:16416358
- A Study on Perception of Customers towards Online Banking Services Provided by Banks
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Authors
Affiliations
1 School of Business Studies, Punjab Agricultural University, Punjab, IN
2 Chandigarh Group of Colleges, Jhanjeri, Mohali, Punjab, IN
1 School of Business Studies, Punjab Agricultural University, Punjab, IN
2 Chandigarh Group of Colleges, Jhanjeri, Mohali, Punjab, IN