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Arun, Gadamsetty Sai
- Understanding Financial Inclusion in India and Role of ICT in ICT
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International Journal of Innovative Research and Development, Vol 2, No 12 (2013), Pagination:Abstract
Inclusive growth is absolutely necessary to pull millions of Indians out of poverty. Financial inclusion is crucial driver for such growth by covering large sections of society providing them with financial services. High economic growth in the past decade has lead to huge economic inequality in India; various efforts have been made to achieve the objectives of the financial inclusion. One such effort is adoption of ICT in Indian banking sector. This paper is an attempt to understand how the financial inclusion is happening in India by discussing and analyzing various initiatives by the Government, Reserve Bank of India, Banks and the role played by ICT.