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Adhikari, Kingshuk
- Cost Efficiency of Public Sector Banks in India: an Empirical Study
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PDF Views:251
Authors
Affiliations
1 Department of Commerce,Assam University (A Central University), Silchar, IN
2 Department of Commerce, Assam University (A Central University), Silchar, IN
1 Department of Commerce,Assam University (A Central University), Silchar, IN
2 Department of Commerce, Assam University (A Central University), Silchar, IN
Source
Indira Management Review, Vol 10, No 1 (2016), Pagination: 4-15Abstract
The present paper aims to estimate cost efficiency of twenty five public sector banks in India for the period 2002-03 to 2011-12 with the help of Data Envelopment Analysis (DEA) model.The study reveals that the banks, on an average, could have saved 7.2 per cent of actual cost incurred. Corporation Bank has been found to be the most cost efficient bank,whereas United Bank of India has proved to be most inconsistently cost inefficient bank during the study period. Further, the study has also investigated the influence of select factors on cost efficiency. The study concludes that higher capitalisation, poor asset quality and higher volume of liquid assets adversely affect cost efficiency of the banks. On the other hand, business per employee, off-balance sheet exposure, profitability, size and market competition positively affect cost efficiency of the banks. However, the influence of size and market competition is not statistically significant.Keywords
DEA, Capital Adequacy, Asset Quality, Liquidity, Off-Balance Sheet Exposure.References
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- Growth and Pattern of Deposit Mobilization by Assam Gramin Vikash Bank-A Study
Abstract Views :436 |
PDF Views:2
Authors
Affiliations
1 Department of Commerce, Assam University (A Central University), Silchar, IN
2 Department of Commerce, Assam University, Silchar, IN
3 Department of Commerce, Dean, Mahatma Gandhi School of Economics and Commerce, IN
1 Department of Commerce, Assam University (A Central University), Silchar, IN
2 Department of Commerce, Assam University, Silchar, IN
3 Department of Commerce, Dean, Mahatma Gandhi School of Economics and Commerce, IN
Source
Parikalpana: KIIT Journal of Management, Vol 11, No 2 (2015), Pagination: 64-74Abstract
The present paper makes a modest attempt to study the growth of deposit mobilized by Regional Rural Banks in India vis-a-vis Assam Gramin Vikash Bank (AGVB) from the year 2006 to 2013. Interpretations of data have been made by employing Compound Annual Growth Rate, t-test, and least square regression model. The growth of total deposits of AGVB is found to be higher as compared to the growth of total deposit of all Regional Rural Banks in India. However, the proportion of low cost stable deposits is much higher as compared to other categories of deposits in AGVB during the study period.Keywords
Mobilization, Growth Pattern, Deposit.- Determinants of Customer Satisfaction in Life Insurance Corporation of India-An Analysis
Abstract Views :231 |
PDF Views:156
Authors
Affiliations
1 Department of Commerce, Assam (Central) University, Silchar, IN
2 Department of Commerce, H.D. Memorial College, Silchar, IN
1 Department of Commerce, Assam (Central) University, Silchar, IN
2 Department of Commerce, H.D. Memorial College, Silchar, IN