A B C D E F G H I J K L M N O P Q R S T U V W X Y Z All
Kavitha, N. V.
- Islamic Banking in India
Authors
Source
International Journal of Innovative Research and Development, Vol 3, No 12 (2014), Pagination:Abstract
Islamic banking is an investment and financing concept which is gaining its importance. People are becoming aware of the Islamic banking and it is different from conventional banking in most aspects, since it is closely connected to the religion.
Islamic banking is the interest free banking in which there is no fixed rate of return. Islamic banking is the banking system which is run in accordance with the Islamic law and the sharia a board that guides the institutions.
This study is an attempt to understand the awareness & attitude of Indians towards Islamic banking & it also helps us to identify the major areas of growth & challenges in Islamic finance in India.
This paper focus on the conceptual framework of Islamic banking & it also throw light on the Islamic law & governing principles. The data is retrieved via secondary source constituting journals, research articles, Websites, etc. The main objectives are: To understand the Islamic banking, to discuss the modes of financing in Islamic banking. To study the recommendations of various committees including Raghuram Rajan for introduction of Islamic banking in India.
Keywords
Islamic Banking, Shariah, Conventional, Financial Committees Report, Riba- A Study on Foreign Direct Investment in Indian Retailing
Authors
Source
International Journal of Innovative Research and Development, Vol 3, No 12 (2014), Pagination:Abstract
Over 90 per cent of consumers said FDI in retail will bring down prices and offer a wider choice of goods. Responses of over 2,000 people (500 each) covering farmers, consumers, kirana store and traders across ten major cities like Delhi, Mumbai, Kolkata, Chennai, Bangalore, Hyderabad, Ahmedabad, Pune, Chandigarh and Lucknow were collected by The Associated Chambers of Commerce and Industry of India (ASSOCHAM) dated 4th December 2011.Lookig at the survey inputs ,the various discussions on FDI in retailing, and the recent inclusion of FDI up to 51% being permitted in Multi Brand Retailing in India with effect from 14th September 2012 has made us to think and examine the same.. The paper makes an attempt to study foreign direct investment in Indian retailing and the various cases for and against FDI in retail markets in India.
Keywords
Foreign Direct Investment, Retailing, Consumers, Reforms, FEMA- A study on Emotional Intelligence among Teaching Fraternity in Higher Educational Institutions
Authors
Source
International Journal of Innovative Research and Development, Vol 3, No 12 (2014), Pagination:Abstract
India strives to compete in a globalized economy in areas that require highly trained professionals; the quality of higher education becomes increasingly important. At the same time the performance of higher education institutions has been less than satisfactory in terms of access, equity and quality. As such there is an urgent need to work for the development of the educational sector to meet the need of the emerging opportunities, increasing younger generation population and challenges of the 21st century. The present paper focuses on the role of emotional intelligence among teaching staff in higher educational institutions. And also tries to examine the impact/ role of emotional intelligence on teaching learning process. Scope of study had covered the important elements of the emotions faced by the lecturers in higher educational institutions. It is found that lecturers have to balance their emotions according to the situations faced in day to day working conditions and even have to balance both personal and professional life according to their goals and abilities.
Keywords
Emotional Intelligence, Higher Education, Higher Educational Institutions, Teaching Fraternity, Emotions- A Study on IFRS in India
Authors
Source
International Journal of Innovative Research and Development, Vol 3, No 12 (2014), Pagination:Abstract
Economic development of any country requires a sound financial reporting system sustained by good governance, clearly defined quality standards and established regulatory framework. As the accounting standards formulating body in our country, the Institute of Chartered Accountants of India (ICAI), has always formulated accounting standards that have withstood the test of time. As we globalize, the significance of convergence increases with International Financial Reporting Standards (IFRS). In today’s scenario of global business village India cannot afford to insulate itself from the developments and modifications taking place worldwide. IFRS can be explained in a narrow as well as a broad sense. In the narrow sense IFRS is the new numbered series of pronouncements that IASB has issued. In the broad sense IFRS includes standards and interpretations approved by the IASB, IASC & SIC. These new set of accounting standards is more principles based as compared to the earlier standards that were basically a principle based.
The objective of the present paper is to-
- To examine the significance of IFRS in Indian business environment.
- To analyze the similarities and distinction between IFRS and AS.
Irrespective of the varying opinions convergence of IFRS with local standards is now not just a forum of discussion but a reality. There are significant differences between the accounting treatments laid down in the existing Accounting Standards as against the treatments envisaged in the converged Indian Accounting Standards. These differences necessarily will have an impact on the depiction of profit and financial position of an enterprise. As the regulators and various stakeholders use the financial statements to achieve numerous objectives, they cannot afford to ignore the impact of implementation of the converged Indian accounting standards or Ind AS. Regulators would need to be aware of their impact on regulatory accounts, the return earned on assets and profit position under various regulated services.
Keywords
IFRS, Convergence, IASB, Regulatory Board and Business environment- A Study on E-Banking Services: Perceptions of Select Customers
Authors
Source
International Journal of Innovative Research and Development, Vol 3, No 12 (2014), Pagination:Abstract
The introduction of new technology has been changing the attire of banking. A new technological revolution is leading the world to the integrated phenomenon of information age, thought growth and expansion of internet.
The development and the increasing progress that is being experienced in the Information and Communication Technology have brought about a lot of changes in almost all facets of life. Information technology has taken place in the future development of financial services, banking sector transition is affected more than any other financial provider groups. Increased use of mobile services and use of internet as a new distribution channel for banking transactions and international trading requires more attention towards e-banking security against fraudulent activities. In the Banking Industry, it has been in the form of online banking, which is now replacing the traditional banking practice. Online banking has a lot of benefits which add value to customers’ satisfaction in terms of better quality of service offerings and at the same time enable the banks gain more competitive advantage over other competitors. This paper discusses about perceptions of select customers of e-banking in an emerging economy.