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Mehta, Vishal
- Post-Merger Financial Performance of Indian Banks:Camel Approach
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Authors
Affiliations
1 Assistant Professor, Department of Management Technology, Shri Ramdeobaba College of Engineering and Management, Nagpur, Maharashtra, IN
2 Associate Professor, Department of Management Technology, Shri Ramdeobaba College of Engineering and Management, Nagpur, Maharashtra, IN
1 Assistant Professor, Department of Management Technology, Shri Ramdeobaba College of Engineering and Management, Nagpur, Maharashtra, IN
2 Associate Professor, Department of Management Technology, Shri Ramdeobaba College of Engineering and Management, Nagpur, Maharashtra, IN
Source
International Journal of Banking, Risk and Insurance, Vol 8, No 2 (2020), Pagination: 1-13Abstract
The fact that India could well be the next financial hub of the globe, and the fact that the banking sector will play a major role in facilitating this transformation, served as the motivation for the study. Post liberalisation, the sector has seen a lot of mergers and acquisitions in the country. However, to add value, M&A must lead to improved financial performance of the merged entity. This research paper analyzes the post-merger financial performance of private and public sector banks, and also compares the same. The study reveals that, individually, private and public sector banks have shown post-merger improvement in financial performance with respect to a few parameters of the CAMEL model. However, overall there is no statistically significant improvement in the financial performance of the banks, post-merger. Also, there is no significant difference when the post-merger financial performance of private sector banks is compared to that of public sector banks.Keywords
Merger and Acquisition, Post-Merger Financial Performance, Private Sector Banks, Public Sector Banks, CAMEL Model, Ratio Analysis.
JEL Classification: G21, G34.
- Combining ESG Risk Ratings and Fundamentals of Companies for Better Investing
Abstract Views :137 |
PDF Views:0
Authors
Affiliations
1 Shri Ramdeobaba College of Engineering and Management, Nagpur, Maharashtra, IN
1 Shri Ramdeobaba College of Engineering and Management, Nagpur, Maharashtra, IN
Source
Journal of Commerce and Accounting Research, Vol 11, No 2 (2022), Pagination: 18-24Abstract
The environment has a major impact on not just the planet, but also on the people and the economy; nations around the world are now becoming increasingly aware of it. Investors, both retail and institutional, are interested in investing in companies that are ethical in their work and have societal concerns. Apart from just looking at the fundamentals, investors are now also looking at the impact that the company is making on the society and environment because of their business activities. This paper aims at understanding the fundamental analysis, by including ESG as one of the parameters for investment. This study focuses on 54 product companies for which the ESG risk rating data is available publically on the Sustainanalytics website. A total of 12 fundamental ratios have been identified for the study, based on their relevance and available data. The period of study is from 2011 to 2020. The objective of the study is to ascertain whether the ESG ratings influence the financial performance of the company. The study concludes that there is no correlation between the financial performance and ESG ratings.Keywords
ESG, Risk Rating, Nifty, Regression, InvestmentReferences
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- The Study of Mutual Funds For Retirement Planning
Abstract Views :190 |
PDF Views:1
Authors
Affiliations
1 Department of Management Technology, Shri Ramdeobaba College of Engineering and Management, IN
1 Department of Management Technology, Shri Ramdeobaba College of Engineering and Management, IN
Source
ICTACT Journal on Management Studies, Vol 8, No 2 (2022), Pagination: 1577-1584Abstract
Retirement planning should be ranked first in the priority list of everyone, yet, it is observed that people do not see retirement as a vital financial goal until late in life. This study recognizes the attitude of people towards retirement planning, their general financial literacy and perception towards mutual funds for retirement planning. The study also identifies mutual fund schemes from equity category and hybrid category which should be considered for investing with retirement as a financial goal. Data for primary research was collected through structured questionnaire. As a part of secondary research, data on several parameters of total 422 schemes belonging to 12 different categories is extracted from various sources. The schemes are then divided into quartiles or halves depending on the sample size and with the help of t-test the statistical significance of the parameters is tested to ensure whether they can be pursued further. The study found that there is lack of knowledge about financial literacy amongst people and It is noticed that acceptance of mutual funds for retirement planning is more in younger population as compared to older ones. 27 mutual funds schemes with better performance against their peers from respective categories have been shortlisted overall. Based on factors like financial goals and risk appetite of people of a particular age group different mutual fund schemes have been suggested.Keywords
Retirement, Retirement Planning, Mutual Funds, Financial LiteracyReferences
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