A B C D E F G H I J K L M N O P Q R S T U V W X Y Z All
Krishna Kumar, N.
- Business Analysis of Competing Insurance Tie-Ups for a Bank-An Action Research
Authors
1 School of Management Studies, Chinmaya Institute of Technology, Chala Kannur, Kerala-670007, IN
Source
ANVESHAK-International Journal of Management, Vol 5, No 2 (2016), Pagination: 155-168Abstract
The phenomenal growth of Private Life Insurers within a short period owes much to the diversified channel they have used for selling policies. The bancassurance channel was the major one the insurers exploited when they started operations in India. The period 2005-2010 was marked (or is it marred) by tie-up frenzy in the Insurance space wherein insurers were head over heels looking for bancassurance partners. The paper examines a Business analysis proposition of one such banker looking for a new suitor in insurance for a possible tie-up, by going back in time by a few years.Further, the paper examines and explains the mine-field of parameters to be looked into even to short-list a few insurers and match it, by analytically codifying it. The difficulty to do an equivalency chart of comparison and then to decide is explained thread-bare, which is a challenge for any business analyst. Needless to say the setting of the insurance industry, the practices that prevailed then and the short-termism of the interest groups is captured vividly. How such decisions unfolded in the macro scene in the form of 'unit-linked insurance plan (ULIP) fiasco' which is the largest rip-off in the financial services sector history of the country is clearly captured in the paper. The evaluation of the Insurance tie-ups and how the short-term commercial considerations played out in the macro scene in the form of a 'catastrophe' of a mis-selling scam, has high relevance and learning for Regulators and Public Finance/Policy experts. In short, a learning on how to smell 'rat'.
Keywords
Bancassurance, Competing Propositions, ULIPs Fiasco, Mis-Selling, AFYP, AFYC, Front-Loading of Commissions, Renewal Premium, Signing-In Bonus, Rip-Off, SEBI-IRDA Turf War.References
- Jutur and Sharath (2004), "Bancassurance: Indian Scenario", Chartered Financial Analyst, pp. 41-43.
- Karunagaran, A. (2006), "Bancassurance: A Feasible Strategy for Banks in India?", RBI Occasional Papers, Vol. 27, No. 3, p. 129.
- Krishnamurthy, R. (2003), "Blueprint for Success-Bringing Bancassurance to India", IRDA Journal, Vol. 1, No. 9, pp. 20-22.
- Norman, L. (2007), "Making Bancassurance Work: Matching Global Power to Local Knowledge", International Journal of Bank Marketing, Vol. 25, No. 2, pp. 117-119.
- Srinivas, V. (2009), "Bancassurance: A New Channel of Insurance Business", Professional Banker Magazine.
- Kallar Elephant Corridor in the Western Ghats, India:Trend of Human Interface Vis-a-vis Feasibility of Wildlife-Friendly Flyover and Land Acquisition
Authors
1 WWF-India, 172 B, Lodi Estate, New Delhi 110 003, IN
Source
Current Science, Vol 115, No 12 (2018), Pagination: 2211-2218Abstract
The present account from Kallar elephant corridor is a case-history which elucidates that delay in implementing management recommendations leads to unmanageable trends in land-use pattern, traffic intensity, human–elephant interface, and escalation of costs for management options like land acquisition and engineering structures as flyovers or ‘elephant underpass’. Ultimately, a situation may develop where elephants may take their own course of population reduction, fragmentation and shifting of interface problem to new areas.Keywords
Elephant Corridor, Human-interface, Traffic Intensity, Wildlife-Friendly Mitigation.References
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- WWF, Kallar elephant corridor in the Coimbatore Forest Division, Tamilnadu, Southern India, Kallar Corridor Report, 2008–2009, WWF-India, New Delhi, India, 2009.
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- Best Practices in Immersive Technologies Implementation for Industry 4.0
Authors
1 Information technology company, 218, Cowley Brown Road, R S Puram, Coimbatore, Tamil Nadu, IN
Source
Manufacturing Technology Today, Vol 18, No 6 (2019), Pagination: 24-29Abstract
We are in the era of growing and developing technologies, where immersive technology is one among them. Immersive technology is designed using a computer program, also known as interactive technology, which is being used worldwide. It replicates real world in digital form. Immersive technology has a wide range of tools which include Virtual Reality (VR), Augment Reality (AR) and Mixed Reality (MR). These technologies allow the person to feel that they are actually present within the environment. This can be achieved through motion capturing such as body postures and gestures that are used for interacting within the environment. Several attempts are made to use these technologies in businesses such as Manufacturing process and Advertisement Industries to promote new products. Currently, many industries started experimenting with VR, but still hesitate to fully commit. On the other hand, many are interested in the state of being free from tension and anxiety, but do not want to put into financial schemes on the technology’s hardware. The paper pays attention to the challenges involved in using this Interactive technology in commercial activity successfully.Keywords
Augment Reality, Motion Capturing, VR Environment, Challenges of Implementation.References
- Tariqmasooda, Johanneseggera: augmented reality in support of industry 4.0— implementation challenges and success factors, 2019, 181-195.
- A. Ceruti, p. Marzocca., a. Liverani. C. Bil., maintenance in aeronautics in an industry 4.0 context: the role of augmented reality and additive manufacturing, journal of computational design and engineering (2019).
- Oyekan, John O: The effectiveness of virtual environments in developing collaborative strategies between industrial robots and humans, February 2019, 41-54.
- Lia, Huiyu; Immersive VR Theater with Multi-device Interaction and Efficient Multi-user Collaboration, 2019.
- Quandt, Moritz: General requirements for industrial augmented reality applications, vol. 72, 2018, 1130-1135.
- Berg, Leif P: Industry use of virtual reality in product design and manufacturing: a survey, 2017.
- Fiorentino, Michele: Augmented reality on large screen for interactive maintenance instructions, Computers in Industry 65, 2014, 270-278.