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A Comparative Study of Money Management Attitude among Students Pursuing Professional Courses
There is a visible change in the spending and saving patterns of the youth in India as compared to the earlier generations. India for a very long time was known to be a country of savers. The economic policies, financial infrastructure and investment climate in India has always been leaning towards a cautious approach to spending. The past decade however has witnessed a transition in the spending habits of people. India is slowly becoming a "consumerist" nation with companies all over the world targeting the Indian market with its products. This product explosion has a very strong impact on the young generation. In this changing context, the researchers felt the need to explore the importance the Indian youth attach to saving money, their impulsive behaviour towards spending and their long term plans of financial stability. In this study the researchers are trying to study the attitudes of students pursuing management and engineering courses towards money management through a descriptive survey research method. The research also tries to explores the influencers of these attitudes and whether these habits can be changed with better access to information.
Keywords
Money Management, Saving Habits, Spending Habits.
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