AMBER – ABBS Management Business and Entrepreneurship Review

Open Access Open Access  Restricted Access Subscription Access

Progress of Self-Help Groups – Bank linkage programme in India between 2000 and 2019


Affiliations
1 Pedagogical Research Associate (PRA), Indian Institute of Management, Bangalore, India
 

The main purpose of Self-Help Groups (SHGs) is to create a business activity that generates regular income and to raise the standard of living of weakest section of the society. It is vital that SHGs are linked with a business activity which is in favor of the region in which SHGs are established. Women are an integral part of nation building. Indian women contribute their entire earnings for meeting the requirements of their family. This is a sure measure towards eradicating poverty. There are tremendous efforts made by members of Self – Help Groups - Bank Linkage Programme to increase their savings and invest funds which will reap benefits for them.

The savings are pooled together and are put in investment activities. These investments made by SHGs are essential for capital formation and economic growth in a developing country, like India. The analysis is done on loan disbursed, savings and nonperforming assets with the help of basic statistical measures. Through the provision of microfinance by banks to Self – Help Groups- Bank Linkage Programme numerous people have come under financial inclusion which every government and banking system works for.


Keywords

Self Help Groups, Self – Help Groups - Bank Linkage Programme, Non – Performing Assets, Savings, Bank Outstanding.
User
Notifications
Font Size

  • Ajay Thakha, Banking on Self Help Groups (2012), Sage Publications.

  • Aysha Akter, Nobaya Ahmad, Wan Munira Wan Jaafar, Md. Monirul Islam & Mohammad Ashraful Islam (2018), “Empowerment of Women through Entrepreneurial Activities of Self-Help Groups in Bangladesh”, Journal of International Business and Management, Vol 1, Issue 1, pp 1–15.

  • D Sudarshana Murthy & P V Narasaiah (2014), “Performance Evaluation Of Micro Finance And Self Help Groups–A Role Played By Indian Banks”, MITS International Journal of Business Research, Vol 1, Issue 1.

  • Sou Shobha & Arun Paudmal (2018), Self-help group (SHG) in India: An overview, International Journal of Academic Research and Development, Vol 3, Issue 2, pp 817–818.

  • Durgaprasad Navalla & G Sunitha (2016), “Comparative Analysis Of Number Of Loans Disbursed To Amount Of Loans Disbursed (With Special Reference To SHGs-India), International Journal Of Research In Commerce & Management, Vol. 7, No 5, pp 64–67.

  • J. Shirisha, K. Uma Devi & S. Suchiritha Devi (2018), “A Review On Self Help Groups -Financial Inclusion Programme And Its Impact In India”, International Journal of Applied and Natural Sciences (IJANS), Vol. 7, No 3, pp 11–20.

  • M. Nagalakshmi (2017), “A Study on Working Strategy of Self Help Groups”, International Journal Of Research In Commerce & Management, Vol. 8, No 12, Pp 36–39.

  • Minaxi Setia, Manvinder Singh Tandon & Brijpal (2017) “Impact Study of Women Empowerment through Self-Help Groups - A Study of Haryana”, Global Journal of Enterprise Information System, Volume-9, Issue-2, pp 49–53.

  • National Bank for Agriculture and Rural Development Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2015 16.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2018 19.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 201 18.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 201617.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2014 15.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2013 14.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2012 13.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2011 12.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2010 11.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2009 10.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2008 09.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2007 08.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2006 07.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2005 06.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2004 05.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2003 04.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 2002 03.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 01-02.

  • National Bank for Agriculture and Rural Development, Progress of SHG–Bank Linkage in India and Status of Microfinance in India, 200001.

  • Shweta Singh, Guido Ruivenkamp & Joost Jongerden (2011), “A State of the Art of Self-Help Groups in India”, Journal of Human Ecology, Vol 32, Issue 2, pp 91–102.

  • Usha Srivastava & Srinivas Rao (2017), “SHG Bank Linkage Programme in India and Its Impact on Rural Saving: Literature Review”, International Journal of Emerging Research in Management &Technology, Vol 6, Issue 11, pp 163–172.

  • Vanishri R Hundekar (2019), An Empirical Study On “Financial Inclusion Through Self Help Groups Bank Linkage Programme–An Economic Catalyst To Transform Rural India”SIMSARC, pp 1–24.

  • www.nabard.org

  • www.rbi.org


Abstract Views: 479

PDF Views: 218




  • Progress of Self-Help Groups – Bank linkage programme in India between 2000 and 2019

Abstract Views: 479  |  PDF Views: 218

Authors

Meena R.
Pedagogical Research Associate (PRA), Indian Institute of Management, Bangalore, India

Abstract


The main purpose of Self-Help Groups (SHGs) is to create a business activity that generates regular income and to raise the standard of living of weakest section of the society. It is vital that SHGs are linked with a business activity which is in favor of the region in which SHGs are established. Women are an integral part of nation building. Indian women contribute their entire earnings for meeting the requirements of their family. This is a sure measure towards eradicating poverty. There are tremendous efforts made by members of Self – Help Groups - Bank Linkage Programme to increase their savings and invest funds which will reap benefits for them.

The savings are pooled together and are put in investment activities. These investments made by SHGs are essential for capital formation and economic growth in a developing country, like India. The analysis is done on loan disbursed, savings and nonperforming assets with the help of basic statistical measures. Through the provision of microfinance by banks to Self – Help Groups- Bank Linkage Programme numerous people have come under financial inclusion which every government and banking system works for.


Keywords


Self Help Groups, Self – Help Groups - Bank Linkage Programme, Non – Performing Assets, Savings, Bank Outstanding.

References