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Review of Priority Sector Lending Performance of Indian Commercial Banks


Affiliations
1 YMCA UST, Faridabad, India
     

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Priority Sector Lending (PSL) is an attempt by Reserve Bank of India to channelize financial assistance to neglected sector of economy. Priority Sector lending includes agriculture, Small scale industries, weaker sections, education and housing etc. RBI has done various changes in PSL guidelines time to time. There are various researches which study the affect of PSL on economy, banks and beneficiaries. It is also found in different studies that there are various quality issues in PSL. In this study researcher try to find out the factors related to banks and beneficiaries of PSL which affect the quality of PSL.

Keywords

Priority Sector Lending, Agriculture, Non Performing Assets (NPA), Reserve Bank of India (RBI), Private Banks, Public Banks.
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  • Review of Priority Sector Lending Performance of Indian Commercial Banks

Abstract Views: 313  |  PDF Views: 0

Authors

Neha Goyal
YMCA UST, Faridabad, India
Rachna Agrawal
YMCA UST, Faridabad, India
Renu Aggarwal
YMCA UST, Faridabad, India

Abstract


Priority Sector Lending (PSL) is an attempt by Reserve Bank of India to channelize financial assistance to neglected sector of economy. Priority Sector lending includes agriculture, Small scale industries, weaker sections, education and housing etc. RBI has done various changes in PSL guidelines time to time. There are various researches which study the affect of PSL on economy, banks and beneficiaries. It is also found in different studies that there are various quality issues in PSL. In this study researcher try to find out the factors related to banks and beneficiaries of PSL which affect the quality of PSL.

Keywords


Priority Sector Lending, Agriculture, Non Performing Assets (NPA), Reserve Bank of India (RBI), Private Banks, Public Banks.