Risk Management in Indian Public Sector Banks-Analysis of Credit Risk-I on State Bank of India

The paper here attempts to analyze the credit risk of Indian public sector bank. The risk defined here is Credit risk I and the bank taken into consideration is State Bank of India. The study uses NPA, advances and investment as three important analysis tools. The study examines below the relationship and influence of NPAs on advances and investments of State Bank of India. The study finds that there is a strong relationship among these three variables.