Credit use Extent of Adoptation of Modern Farm Technique of the Borrowers and Repayment and Recovery Pattern of The Credit Advanced Through Lead Bank in District Jaunpur

An experiment was laid out on farmers field of Jaunpur district during the year of 1996-1998. The extent of adoption of modern farm technology was measured, under different heads of technology utilized in agriculture like soil preparation, fertilizer, irrigation, plant protection and post harvest technology. All these categories of borrowers were measured for adoption of technology before and after borrowing. It was found that the adoption of modern farm technology, the sample respondents was increased after borrowing. It was analyzed that there has been an increase of 77.8 per cent in adoption of soil technology, 148.8 per cent in soil treatment technology, 41.9 per cent in the case of fertilizer use technology, 63.2 per cent in adoption of storage technology and 67.9 per cent in adoption technology.