Self-Help Group–A Socio-Psychological Study

The present study has been conducted to obtain a comprehensive knowledge of self-help groups in Dharwad Taluka of Dharwad district in Karnataka state. Based on concentration of self-help groups Dharwad Taluka was purposively selected for the study. The study has been conducted with special importance to motivational factors in the formation and functioning of self-help groups. From Dharwad Taluka, two villages have been selected. From each village, five-self help groups each consisting twelve members were chosen. Hence, the total sample was 120. The study indicated that most of the respondents were young with high innovativeness and achievement. It also revealed that for majority of the respondents the chief motivating factor in the formation of self-help groups was financial problem followed by savings, employment generation, social security and social status. About 75 per cent of them participated regularly in Krishimela and different training programmes. Majority of the respondents had better situational and planning skills.