Determinants of Farm Credit Utilization by Farmers

M. V. Khodke; N. D. Deshmukh; N. B. Mane

Determinants of Farm Credit Utilization by Farmers

M. V. Khodke ¹, N. D. Deshmukh ², N. B. Mane ³

Affiliations
1 Department of Extension Education, Vivekanand Agriculture College, Hiwara (Ashram), Buldhana (M.S.), India
2 Department of Extension Education, Marathwada Agricultural University, Parbhani (M.S.), India
3 Department of Extension Education, Mahatma Phule Krishi Vidyapeeth, Rahuri, Ahmednagar (M.S.), India

Present investigation was carried out in Amravati district to find out the relationship between profile and loan utilization pattern of loan borrower farmers and to know the farm credit utilization pattern of farmers. From study, it was observed that majority of loan borrower farmers were having middle age, secondary level education, small land holding, medium annual income, low social participation and medium mass media utilization. Regarding loan utilization pattern, majority of loan borrower farmers fully utilized the available loan for specific purpose. Mass media utilization was significantly related with the credit utilization pattern of loan borrower farmers.