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Requirement, Provision and Gapin Credit for Major Crops of Amravati District (M.S.)
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The study was prominently prosecuted to deal with the needs of the farmers in respect of short term agricultural credit and its provisions and utilization. The necessary data during the year 1995-96 were collected from 75 farmers belonging to 5 villages of Amravati District and then analyzed the said data.
The average actual credit gap per hectare based on the average cost of cultivation for cotton varieties namely AHH-468, AKH-4, LRA-5166, H-4 were Rs. 1966.80, 944.27, 1689.39, 1883.48 and for jowar varieties namely CSH-5, CSH-9 were Rs. 1778.26, 1581.98 respectively and for groundnut variety JL-24 was Rs. 1219.54. Similarly, the average credit gap per hectare under modern technology amounted to Rs. 2130.31, 1946.34, 1823.57, 2162.69, 1528.16, 2448.99, 1569.07 for the cultivation of cotton varieties namely AHH-468, AKH-4, LRA-5166, H-4 and jowar varieties CSH-5, CSH-9 and groundnut variety JL-24, respectively.
The average actual credit gap per hectare based on the average cost of cultivation for cotton varieties namely AHH-468, AKH-4, LRA-5166, H-4 were Rs. 1966.80, 944.27, 1689.39, 1883.48 and for jowar varieties namely CSH-5, CSH-9 were Rs. 1778.26, 1581.98 respectively and for groundnut variety JL-24 was Rs. 1219.54. Similarly, the average credit gap per hectare under modern technology amounted to Rs. 2130.31, 1946.34, 1823.57, 2162.69, 1528.16, 2448.99, 1569.07 for the cultivation of cotton varieties namely AHH-468, AKH-4, LRA-5166, H-4 and jowar varieties CSH-5, CSH-9 and groundnut variety JL-24, respectively.
Keywords
Credit, Credit Utilization, Repayment Pattern, Cost of Cultivation.
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