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Housing for all: analysis of possibility and potential


Affiliations
1 Indian School of Business, Indian Institute of Technology Delhi, New Delhi 110 016, India
2 Department of Civil Engineering, Indian Institute of Technology Delhi, New Delhi 110 016, India
 

Housing affordability in India was analysed on the basis of house hold expenditure data. The data available in the Census reports of 2011–12, Levels and Patterns of Household Consumer Expenditure was considered for this study. Curve for cumulative population distribution against monthly per-capita expenditure (MPCE) was obtained and equations were fitted to obtain mathematical relationships. Parameters of distributions were presented for all the states and Union Territories on rural and urban basis. Poverty line basket (PLB) was considered along with MPCE to relate the percentage of population having housing affordability on an all India perspective. The affordable estimated monthly installment (EMI) and the corresponding fraction of population as potential market, was worked out through developed equations, for MPCE values up to the level, where supply exceeded the demand of housing. Construction cost was considered for feasibility of affording a house and it was explained that industrialized building construction might provide the suitability of realizing the market.

Keywords

Housing, industrialized building construction, per-capita expenditure, poverty line basket.
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  • Housing for all: analysis of possibility and potential

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Authors

Darpagiri Mondal
Indian School of Business, Indian Institute of Technology Delhi, New Delhi 110 016, India
Bishwajit Bhattacharjee
Department of Civil Engineering, Indian Institute of Technology Delhi, New Delhi 110 016, India

Abstract


Housing affordability in India was analysed on the basis of house hold expenditure data. The data available in the Census reports of 2011–12, Levels and Patterns of Household Consumer Expenditure was considered for this study. Curve for cumulative population distribution against monthly per-capita expenditure (MPCE) was obtained and equations were fitted to obtain mathematical relationships. Parameters of distributions were presented for all the states and Union Territories on rural and urban basis. Poverty line basket (PLB) was considered along with MPCE to relate the percentage of population having housing affordability on an all India perspective. The affordable estimated monthly installment (EMI) and the corresponding fraction of population as potential market, was worked out through developed equations, for MPCE values up to the level, where supply exceeded the demand of housing. Construction cost was considered for feasibility of affording a house and it was explained that industrialized building construction might provide the suitability of realizing the market.

Keywords


Housing, industrialized building construction, per-capita expenditure, poverty line basket.

References





DOI: https://doi.org/10.18520/cs%2Fv120%2Fi10%2F1559-1566