Housing for all: analysis of possibility and potential

Housing affordability in India was analysed on the basis of house hold expenditure data. The data available in the Census reports of 2011–12, Levels and Patterns of Household Consumer Expenditure was considered for this study. Curve for cumulative population distribution against monthly per-capita expenditure (MPCE) was obtained and equations were fitted to obtain mathematical relationships. Parameters of distributions were presented for all the states and Union Territories on rural and urban basis. Poverty line basket (PLB) was considered along with MPCE to relate the percentage of population having housing affordability on an all India perspective. The affordable estimated monthly installment (EMI) and the corresponding fraction of population as potential market, was worked out through developed equations, for MPCE values up to the level, where supply exceeded the demand of housing. Construction cost was considered for feasibility of affording a house and it was explained that industrialized building construction might provide the suitability of realizing the market.