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Vijayakumar, A.
- Determinants Of Profitability of Public Sector Banks By An Empirical Estimation of Profit Function Models
Authors
1 Erode Arts and Science College (Autonomous), Erode, Tamilnadu, IN
Source
Indira Management Review, Vol 8, No 1 (2014), Pagination: 40-51Abstract
The present work is an attempt to analyze the profitability and its determinants in banking sector in India. Profitability in the bank is a function of several variables that may be called as different determination of profitability. Now the question arises what are the factors that contribute to the improvement in profitability and mainly what are the factors responsible for deterioration in profitability of banks. Therefore, an attempt has been made in this study to estimate the impact of selected factors on bank profitability. Therefore, State Bank of India was chosen to critically examine the determinants of profitability of the banks for the present study. An empirical estimation of profit shows that credit deposit ratio, NPA as percentage to net advances, provisions and contingencies, operating expenses and business per employee are the significant determinants of profitability of SBI during the study period. To conclude, banking industry in the new millennium is never going to be like what it was in the last century. Banks in India have marched ahead during the post-banking sector reforms period in fostering economic growth of the country and have shown tremendous resilience and vibrancy in their strategies, processes and operating to remain competitive in the globalized environment.
Keywords
Public Sector Banks, State Bank of India, Associate Banks, Efficiency, Bank Profitability and Profit Trend.Full Text
- A Cross Section Study Of Demand For Working Capital In The Automobile Industry
Authors
1 Erode Arts and Science College, Erode-638009. Tamilnadu, IN
Source
Indira Management Review, Vol 6, No 2 (2012), Pagination: 32-38Abstract
The aim of the study is to determine empirically whether transactions of working capital balances including cash and inventories vary proportionately or less than proportionately to changes in the volume of sales. The study also describes the effect of capital costs on working capital holdings of the selected companies in the Indian automobile industry. The results of the study showed that Indian automobile industry and its three sectors need to hold working capital balances depends not only on sales but on holding costs also.Keywords
Indian Automobile Industry, Demand for Working Capital, Receivables, Inventory and Cash Management.Full Text
- Management of Corporate Liquidity and Profitability:An Empirical Study
Authors
1 Erode Arts and Science College, Erode 638 009. Tamil Nadu, IN
Source
Indira Management Review, Vol 5, No 2 (2011), Pagination: 19-29Abstract
The primary aim of this paper is to investigate the relationship between Cash Conversion Cycle (Liquidity) and firms' profitability. The analysis based on a sample of 20 Indian Automobile firms for the period 1996-2009. The results suggest that the managers can increase profitability of their firms by shortening the cash conversion cycle, accounts receivables period and inventory conversion period. The results suggest that managers can also increase the profitability of their firms by lengthening the accounts payables period. The study suggest an optimal cash conversion cycle as more accurate and comprehensive measures of liquidity analysis.Keywords
Profitability, Accounts Receivables Period, Inventory Conversion Period, Ccounts Payable Period, Cash Conversion Cycle, Automobile Industry and Liquidity Analysis.Full Text