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The Co-Operative is Dying, but the Co-Operative Must be Reborn
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The redesigned rural co-operative credit institutions started in 1956 with massive state help, since rural savings were inadequate to meet the needs of planned rural development. But, as agriculture developed in different regions, the approach to rural co-operative credit institutions did not change to meet the new emerging situations. The result: by now the co-operatives in most states ere on their way to extinction. NABARD appears to have lost interest in co-operative credit institutions. It is time the co-operative credit institutions are rebom some what on the lines of the self-help co-operatives in Kazipeth and some adjacent districts of Andhra Pradesh.
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