Revival Package for PACS in Tamil Nadu : Emerging Challenges

Tamil Nadu is endowed with a network of 4530 Primary Agricultural Cooperative Societies (PACSs). The implementation of Task Force Recommendations 2004 contributed significantly for revival of the functioning of the PACSs in the State. Majority of the PACSs could reduce and / or wipe out entire loss and increase their loan operations. However, the post-Revival Package era witnessed that the PACS loan operations have been skewed in favour of jewel mortgage business forgetting their responsibility in crop loan. This study attempts to trace out the emerging challenges before PACS during post-Revival Package (2004) era.