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This article seeks to place before its readers the details of the microfinancing initiatives of the banks, NGOs in Orissa, vis-a-vis India. The growth movement of SHGs in Orissa since inception with different models of SHGs financing has been analysed critically to know the pattern of microfinancing in the State. Economically underdeveloped regions in Orissa, better known as "KBK Regions" have been selected for the micro study of the financing pattern of micro movement to know the extent to which SHG movement has helped in reducing the regional imbalance in the State.
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