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Improving Livelihood Activities of Self-Help Groups – The Bankers’ Perspective
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This paper attempts to understand the factors affecting end- utilisation of loans by Self-Help Group members and thereby, enable them to partake in more developmental activities. Evidence gathered through a field survey suggests that SHGs require handholding so as to ensure effective end- utilisation of loans provided by the banks. This paper discusses various options available for increasing income generating activities of SHGs.
Keywords
Microfinance, Non-governmental Organisations
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- National Bank for Agriculture and Rural Development (2019): Status of Microfinance in India 2018-19, NABARD, Mumbai.
- Reserve Bank of India (2013): Priority Sector Lending- Restructuring of SGSY as National Rural Livelihood Mission (NRLM) –Aajeevika, Circular No. RBI/2012-13/559, RPCD. GSSD.CO. No 81 /09.01.03/2012-13,dated 27 June, RBI, Mumbai.
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