![Open Access](https://i-scholar.in/lib/pkp/templates/images/icons/fulltextgreen.png)
![Restricted Access](https://i-scholar.in/lib/pkp/templates/images/icons/fulltextred.png)
Role of Primary Agricultural Credit Societies towards upliftment of Scheduled Castes and Scheduled Tribes
The present empirical study looks at the role of primary agricultural credit societies (PACS) towards empowerment of the Scheduled Castes and Scheduled Tribes. The investigation based on data from 2012-13 to 2017-18 on selected regions reveals the poor role of PACS. The result on aspects like number of PACS, growth in membership and borrowers, rise in the membership and borrowers from the SC and ST community shows the passive role of PACS. During the study period, there is a decline in performance in majority of the regions. However, there is a growth in respect of average borrowings per head. The overall findings show a lot more can be done by these institutions.
Keywords
PACS, SC, ST, Membership, Borrowers, Growth.
User
Font Size
Information
- Agrawal, S.R. & Solanke S.S. (2012). Problems faced by co-operative banks and perspectives in the Indian Economy. International Journal of Commerce, Business and Management, 1(2), October, 53-54.
- Asher M.G. (2007). Reforming Governance and Regulation of Urban Cooperative Banks in India. Journal of Financial Regulation and Compliance, 15(1), 20-29.
- Babu K.V.S.N J. & Selkhar B.M. (2012). The Emerging Urban Co-Operative Banks (Ucbs) In India: Problems and Prospects. IOSR Journal of Business and Management, 2(5), July-Aug., 1-5
- Bansal S. N. & Thakkar G. (2012). Rural credit cooperatives in India: Responses to Reforms. Journal of Business Management and Research, 2(1), September, 26-38.
- Basak A. (2009). Performance Appraisal of Urban Cooperative Banks: A Case Study. TheIUP Journal of Accounting Research and Audit Practices, VIII (1), 31-44.
- Bhaskaran R. & Josh P. (2000). Non Performing Assets in Co-operative Rural Financial System: A major challenge to rural development. Bird’s Eye View (Dec).
- Chalam, G.V. & Prasad, A. (2007). An Evaluation of Financial Performance of Cooperative Societies in Andhra Pradesh (A Study of Selected PACS in West Godavari District). Indian Cooperative Review, 45(1), 42-58.
- Chand, R., Srivastava, S.K. & Singh, J. (2017). Changing Structure of Rural Economy of India Implications for Employment and Growth. Discussion Paper, National Institution for Transforming India NITI Aayog, November. doi: 10.13140/RG.2.2.17270.09280
- Chander R. & Chandel J.K. (2010). Financial Viability and Performance Evaluation of Cooperative Credit Institutions in Haryana (India). International Journal of Computing and Business Research, 1(1), 1-22.
- Das T. (2013). An Evaluation of Performance of the West Bengal State Cooperative Bank Ltd..International Journal of Research in Commerce & Management, 4(2), February, 131-136.
- Dutta U. & Basak A. (2008). Appraisal of Financial Performance of Urban Cooperative Banks- A Case Study. The Management Accountant, 43(3), 170-174.
- Jain (2001). Comparative study of performance of District Central Cooperative Banks (DCCBs) of Western India i.e. Maharashtra, Gujarat & Rajasthan for the year 1999-2000 from the point of view of net profit/loss.NAFSCOB Bulletin, April-June.
- Kulandaiswamy, V. & Murugesan, P (2004). Performance of PACS - An Empirical Evaluation. Indian Cooperative Review, 42(2), 122-30.
- Mukherjee S. (2011). Microfinance Through Cooperatives: Performance and Prospects. International Journal of Research in Commerce, Economics & Management, 1(7), November, 102-106.
- Rachana, T. (2011). Financial Inclusion andPerformance of Rural Co-operative Banks in Gujarat. Research Journal of Finance and Accounting, 2(6), 40-50.
- Rakshit D. & Chakrabarti, S. (2012). NPA Management of Rural Cooperative Banks of West Bengal: An Overview. Business Spectrum, I(3), January -- June.
- Ratna &.Nimbalkar, K. (2011). A Study of NPA’s -Reference To Urban Co-operative Bank. Golden Research Thoughts, 1(VI), December.
- Selvaraj, A. (2013). Cooperative Bank’s Performance in Tamil Nadu. Asia Pacific Journal of Marketing & Management Review, 2(6), June, 95-101.
- Shah, D. (2007). Evaluating Financial Health of Credit Cooperatives in Maharashtra State of India. University Library of Munich, Germany, MPRA Paper-3949 (July).
- Singh G. & Sukhmani (2011). An Analytical Study of Productivity and Profitability of District Central Cooperative Banks in Punjab. Journal on Banking Financial services and Insurance Research, 1(3), June, 128-142.
- Soni A.K. & Singh S. H. (2013). Role of Cooperative Bank in Agricultural Credit: A study Based on Chhattisgarh. Abhinav, 1(10), 106-113.
- Thirupathi, T. (2013). An Analysis of Financial performance of Select Primary Agricultural Cooperative Credit Societies in Mettur Taluk, Salem District. Research Front, 1(1), 19-24.
- Varkey, J. (2014). Performance of Primary Agriculture Credit Societies (PACS): A Decadal Analysis. Cognitive Discourses International Multidisciplinary Journal, 2(1), 94-99. Retrieved from: http://cdimj.naspublishers.com
- Yogarani M. & Padhmanaban K.(2019). A Study on the Working Performance of Primary Agricultural Co-Operative Societies in India.Journal of the Gujarat Research Society. 21 (5), 157-165.
![](https://i-scholar.in/public/site/images/abstractview.png)
Abstract Views: 354
![](https://i-scholar.in/public/site/images/pdfview.png)
PDF Views: 0