Impact of Liberalization of the Banking Sector on the Performance of State Bank of India

Banking is an integral part of our day-to-day lives and the economy. This research aims at studying for both pre and post liberations periods and the impact of the financial sector reforms on the various financial parameters. The study has been done with the help of secondary data collected in the form of various financial indicators of SBI's performance such as deposits, advances, profit, productivity, performance and efficiency ratios etc. over a span of 22 years, from Mar 1989 to Mar 2010. This period is divided into two parts to compare the performance of SBI before and after the financial reforms. Suitable statistical tools have been used to find out if liberalization has an impact on SBI's performance, areas of impact and no-impact identified.