Deregulation and Changes in the Performance of Indian Banks

The financial sector reforms partlcularly the banking sector reforms, enhanced the performance of the various bank groups. The present paper has analysed the performance of various bank groups in the deregulation era on the basis of certain parameters like net profit as percentage of total assets, intermediation cost as percentage of total assets, net interest income as percentage of total assets, provisions and contingencies as percentage of total assets and non-performing assets as percentage of total assets. The paper concludes that performance during the study period has increased in all bank groups particularly more benefited are new private banks and foreign banks.