Industrial Credit in India:An Investigation into the Growth Pattern and Disparity in India

The empirical study looks into the pattern of flow of industrial credit into different regions of the country. The measure of disparity shows the existence of a wide inequality among the six regions of the country. The trend analysis of the flow of credit shows that the North-East region is far behind the others in terms of growth and there is a dominance of Northern region which is followed by the Central, Western, Southern and Eastern regions. Furthermore, the Kruskal-Wallis test shows that there a statistically significant difference among the six regions in terms of industrial credit.