ANVESHAK-International Journal of Management

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Empirical Analysis of Agriculture Credit Structure in Haryana


Affiliations
1 Phd Research Scholar, Department of Economics, Maharshi Dayanand University, Rohtak, Haryana, India
     

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This paper examines the concerns and issues in agricultural credit in Haryana. The analysis states that the credit delivery to the agriculture sector continues to be insufficient. It appears that the banking system is still hesitant on various grounds to provide credit to small and marginal farmers. Transformation in banking policies and practices and the resultant of and access to total bank credit during the post-bank nationalization period have not satisfactorily addressed equitable and efficient delivery of agriculture and rural credit. Due to declining in public capital formation in the rural and agriculture sector and the persistent unenthusiastic attitude of rural bankers towards formal financing, the planners and policymakers are believe on microfinance to suitably supplement formal banking in Haryana.


Keywords

Agriculture Credit, Banking, Planners, Small Farmers
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  • Empirical Analysis of Agriculture Credit Structure in Haryana

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Authors

Anu Malik
Phd Research Scholar, Department of Economics, Maharshi Dayanand University, Rohtak, Haryana, India

Abstract


This paper examines the concerns and issues in agricultural credit in Haryana. The analysis states that the credit delivery to the agriculture sector continues to be insufficient. It appears that the banking system is still hesitant on various grounds to provide credit to small and marginal farmers. Transformation in banking policies and practices and the resultant of and access to total bank credit during the post-bank nationalization period have not satisfactorily addressed equitable and efficient delivery of agriculture and rural credit. Due to declining in public capital formation in the rural and agriculture sector and the persistent unenthusiastic attitude of rural bankers towards formal financing, the planners and policymakers are believe on microfinance to suitably supplement formal banking in Haryana.


Keywords


Agriculture Credit, Banking, Planners, Small Farmers

References





DOI: https://doi.org/10.15410/aijm%2F2021%2Fv10i1%2F151371