A Study of Non Performing Asset of Indian Banking Industry with Special Reference to State Bank of India and ICICI

Today, trend of Indian Banking Environment, are facing issues of managing the non performing assets. The NPA is one of the major hurdles facing by the Indian Public Sector Banks and Private Sector Banks. The performance of the banks can be evaluated by analyzing the branches of the banks and how much deposit the banks have till date. But in recent trend to analyze the banks performance one more factor we must have to consider i.e. Non Performing Assets. The Article puts a light on the current status of the level of nonperforming assets in selected public sector band and private sector band in Indian Banking Industry. The Article gives the clear picture about the NPA management of SBI and ICICI bank within the span of last 5 years. What are the reasons for increasing in NPA and what precautions the banks are taking to overcome the major issue which the banks are facing in terms of NPA.