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A Pragmatic Study of Bankers’ Life in India, after Retirement
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In India, banking jobs are one of the most stressful occupations. While working in stressful conditions, and bearing responsibility and accountability, bank officers lead a full life during their years on the job. However, on attaining the age of superannuation, their life changes drastically. The present study analyses how the life of bank officers changes after retirement, and how they use their knowledge and experience of the financial world in making worthwhile contributions to the banking sector and the Indian economy. The study is conducted on retired public sector bank officers in India. The retired bank officers, from junior officer cadre to senior grades, from different public sector banks across the country were invited to respond to a structured questionnaire. Convenience sampling was used for selection of the respondents and the response of around 150 retired bank officers was received. On analysis of the data, it has been observed that though there are ample job opportunities after retirement, bank officers do not wish to be employed gainfully. It has been suggested that retired bank officers should contribute towards making the public financially literate.
Keywords
Public Sector Banks, Retirement, Voluntary Retirement, Retirement Planning, Post-Retirement Engagements.
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