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CAMELS and Bank Performance Measurement: A Case Study of Bank of Baroda


Affiliations
1 Post Graduate Department of Commerce and Management Studies, Government College, Thrissur, Kerala, India
2 College of Co-Operation Banking & Management, Kerala Agricultural University, Thrissur, Kerala, India
     

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Banking sector constitutes the backbone of the Indian economy and contributes significantly to her growth and development. India's prudent banking system helps the country to survive various national and global economic shocks and meltdowns. Bank of Baroda (BOB) is the second largest and one of the leading profit-making Public Sector Banks in India. This study looks at the financial soundness of BOB under globally accepted CAMELS framework. The study observes the behaviour of various parameters of CAMELS rating model and their consistency over the study period. The financial analysis finds the fundamental soundness of BOB with some minor flaws in certain areas. This research ultimately rates the performance of BOB with second grade.

Keywords

Basel Accord, Capital Adequacy, CAMELS, Market Sensitivity, Financial Risk.
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  • CAMELS and Bank Performance Measurement: A Case Study of Bank of Baroda

Abstract Views: 214  |  PDF Views: 1

Authors

Saji Thazhungal Govindan Nair
Post Graduate Department of Commerce and Management Studies, Government College, Thrissur, Kerala, India
Sahle Yeibiyo Asghede
College of Co-Operation Banking & Management, Kerala Agricultural University, Thrissur, Kerala, India

Abstract


Banking sector constitutes the backbone of the Indian economy and contributes significantly to her growth and development. India's prudent banking system helps the country to survive various national and global economic shocks and meltdowns. Bank of Baroda (BOB) is the second largest and one of the leading profit-making Public Sector Banks in India. This study looks at the financial soundness of BOB under globally accepted CAMELS framework. The study observes the behaviour of various parameters of CAMELS rating model and their consistency over the study period. The financial analysis finds the fundamental soundness of BOB with some minor flaws in certain areas. This research ultimately rates the performance of BOB with second grade.

Keywords


Basel Accord, Capital Adequacy, CAMELS, Market Sensitivity, Financial Risk.