Objectives: The study intends to find out the social exclusion of rural poor’s under the performance of flagship program Indira Awaas Yojana (IAY) in the selected Districts of Maharashtra.
Methods/Statistical Analysis: The study was based on the data obtained from the Rural Development and Water Conservation Department Government of Maharashtra, IRDP/IAY. (2005-06 to 2014-15). The study has been done in purposively selected districts and simple random sampling technique was used to select one particular Amravati Division; 5 District from Amravati division were selected, for data analysis, we used simple statistical tools such as averages, percentiles, correlation, and bar graph to make the work simple and for better understanding of the topic.
Findings: IAY is one of the successful schemes of rural development in India, has worked quite effectively in the state of Maharashtra. For the planning and implementation Panchayat Raj Institutions have played pivotal role in Local Socio-Economic development and inclusion. But it has been found that, there is inadequate housing supply which is not meeting to the demand of rural poor’s in the Districts of Maharashtra. It has also been found that, for the housing target achievement Yavatmal District is the best performer whereas, Akola District is the worst. Therefore, Akola District has highest amount of unspent balance in selected 5 District. Further it is noted that from the correlation coefficient there is inverse relationship between the unspent balance and housing growth rate under IAY. Thus, the need of the hour is that the Panchayat Raj Institutions as management agencies are required to come up with a comprehensive rural development plans and contain the burning issues like housing before it becomes too late.
Improvement/Applications: The study will be of immense beneficial for the village development in Maharashtra. Which will improve the overall standard of living of the rural households especially, BPL section of the society?