International Journal of Financial Management

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Impact of Characteristics on Outreach and Profitability of Microfinance Institution in India


Affiliations
1 Haryana School of Business, Guru Jambheshwar University of Science & Technology, Hisar, Haryana, India
     

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Purpose: This paper aims to examine how selected characteristics indicators impact on performance measures of outreach and profitability in microfinance institutions (MFIs).

Design/Methodology/Approach: The study is an exploratory nature. The data is taken from 42 microfinance institutions. A panel data technique is employed as the key analytical framework.

Findings: It is shown that the characteristics play a critical role in the performance of MFIs. Find that size and number of offices has positive impact on microfinance institution.

Research limitation/implications: Data availability and accessibility is a limitation. Microfinance institutions in India do not provide their annual report on regular basis.

Originality/value: Society may get the benefits because outreach level will increase and poor people access to credit and their standard of living will increase.


Keywords

Characteristics, Financial Performance, Performance Measurement, MFI, India.
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  • Impact of Characteristics on Outreach and Profitability of Microfinance Institution in India

Abstract Views: 294  |  PDF Views: 2

Authors

Karam Pal Narwal
Haryana School of Business, Guru Jambheshwar University of Science & Technology, Hisar, Haryana, India
Manoj Kumar Yadav
Haryana School of Business, Guru Jambheshwar University of Science & Technology, Hisar, Haryana, India

Abstract


Purpose: This paper aims to examine how selected characteristics indicators impact on performance measures of outreach and profitability in microfinance institutions (MFIs).

Design/Methodology/Approach: The study is an exploratory nature. The data is taken from 42 microfinance institutions. A panel data technique is employed as the key analytical framework.

Findings: It is shown that the characteristics play a critical role in the performance of MFIs. Find that size and number of offices has positive impact on microfinance institution.

Research limitation/implications: Data availability and accessibility is a limitation. Microfinance institutions in India do not provide their annual report on regular basis.

Originality/value: Society may get the benefits because outreach level will increase and poor people access to credit and their standard of living will increase.


Keywords


Characteristics, Financial Performance, Performance Measurement, MFI, India.

References