Factors Influencing the Implementation of Dental Insurance in India-A Theoretical Review

Oral health is an integral portion of overall general health. Oral diseases qualify as a global and major public health problem owing to their high prevalence and incidence in all regions of the world. Oral health in India is usually not considered as an issue with priority by the public health sector. The main hindrance that deprives people of availing services is the high cost. The year 1929 is considered remarkable as birth of modern health insurance took place. Though India has accomplished a lot in terms of General Health Insurance, achievements are not made as far as comprehensive dental insurance system is concerned which is virtually nonexistent. Increasing awareness about various available modalities for dental care among public necessitates dental coverage which still remains a large untapped market. Effective dental insurance system will help people get minimum essential dental treatments at affordable prices. It reduces global economic burden of oral diseases. This creates awareness regarding preventive and prophylactic procedures percolating at the grass ischolar_main levels which further enables to instill positive dental attitude. Hence it is a good tool for oral health promotion as well. A state of enormous transition exists in the oral healthcare delivery system of India. The biggest challenge of the present time is the need for dental health providers to serve the rural population with care and also understanding the insurance sector.. A better apprehension regarding dental insurance in India is needed to gain clarity. This review was carried out with an aim to explore the factors associated with its operation.