International Journal of Education and Management Studies

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Credit Rating:Process and Practice in India


Affiliations
1 University Library, GJUS&T, Hisar, Haryana, India
2 University College of Education, Kurukeshtra University, Haryana, India
     

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The present paper expresses corporate attitude by Credit Rating information Services of India, (CRISIL), Investment information & Credit Rating Agency (ICRA), Credit Analysis and Research Ltd. (CARE), SMERA (the first credit rating agency in India and ONICRA (which is especially for individual, small and medium enterprises). It expresses how ICRA, CARE and CRISIL work and give rating to the different companies so that the rating will be helpful for the issuers or investors. Rating can be negative or positive and its meaning. The objective of this lesson is to apprise the readers about the concept, meaning, types, forms, and process of credit rating in context of Indian situation.

Keywords

Credit Rating, Process of Credit Rating, Practice in India & Critique, Meaning and Nature of Credit Rating.
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  • Credit Rating:Process and Practice in India

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Authors

Suman Saini
University Library, GJUS&T, Hisar, Haryana, India
Pooja Saini
University College of Education, Kurukeshtra University, Haryana, India

Abstract


The present paper expresses corporate attitude by Credit Rating information Services of India, (CRISIL), Investment information & Credit Rating Agency (ICRA), Credit Analysis and Research Ltd. (CARE), SMERA (the first credit rating agency in India and ONICRA (which is especially for individual, small and medium enterprises). It expresses how ICRA, CARE and CRISIL work and give rating to the different companies so that the rating will be helpful for the issuers or investors. Rating can be negative or positive and its meaning. The objective of this lesson is to apprise the readers about the concept, meaning, types, forms, and process of credit rating in context of Indian situation.

Keywords


Credit Rating, Process of Credit Rating, Practice in India & Critique, Meaning and Nature of Credit Rating.