Factors Affecting Farmers Access to Credit, Case Study (Marvdasht)

Capital because of the potential to become other factors in the production process plays an important role. In addition to the proper capital and its combination with other inputs of production factors is the increasing efficiency. Since the possibility of using capital inputs sufficient for establishing the production, it is obvious necessity of capital formation. Marvdasht city in the agricultural sector due to structural bottlenecks and lack of resources needed for agriculture, capital and investment issues are more important. In this study, 384 farmers of the in Marvdasht, Using log it model to analyze the factors affecting access to agricultural credit has been agriculture. The results showed that administrative problems and represent loans and guarantee access to credit was identified as the mam obstacles. At the end of the analysts to test the hypothesis of the study was to investigate the factors affecting access to credit The results showed that age, education, income, membership, waiting periods for a loan, extension classes and history of the facility to get access to credit A significant relationship except that the waiting pertod fora loan of age and have an inverse relationship, all variables directly related to or dependent variable. The results showed that age, education, income, membership, waiting periods for a loan, extension courses and facilities available to receive the credit history of a significant relationship The results showed that age, education, income, membership, waiting periods for a loan, extension courses and facilities available to receive the credit history of a significant relationship Except that the waiting period for a loan of age and have an inverse relationship, all variables directly related to or dependent variable.