Journal of Commerce and Accounting Research

Open Access Open Access  Restricted Access Subscription Access
Open Access Open Access Open Access  Restricted Access Restricted Access Subscription Access

Public Sector Banks are still Relevant in India? (productivity Efficiency of Commercial Banks in India)


Affiliations
1 Department of Commerce, School of Management, Pondicherry University, Pondicherry., India
2 Department of Commerce, School of Management, Pondicherry University, Pondicherry., India
     

   Subscribe/Renew Journal


This paper attempts to examine the productive efficiency of commercial banks in India, by using the Data Envelopment Analysis (DEA) technique for the sample of 70 commercial banks viz., (26 public banks, 19 private banks and 25 foreign banks). The study is conducted for the period of 10 years i.e. from 1999 to 2009. It is concluded that the public sector banks are on the efficiency frontier but the notable result is that the public sector banks are followed by foreign banks which in turn is followed by private banks.

Keywords

Public Sector Banks, Commercial Banks, Foreign Banks, Private Banks
Subscription Login to verify subscription
User
Notifications
Font Size


  • Bhattacharyya, Lovel C.A.K & Sahay P, (1997). “The Impact of liberalization on the Productive Effi ciency of Indian Commercial Banks", European Journal of Operational Research, 98: 332-345.

  • Chakrabarati Rajesh & Chawla Gaurav, (2005). “Bank Effi ciency in India since the Reforms-An Assessment", Money and Finance, 31-47.

  • Das Abhiman & Ghosh Saibal, (2004). “Risk, Capital and Operating Effi ciency: Evidence from Indian Public Sector Banks", MPRA, 19.

  • Das Abhiman, Nag Ashok & Ray Subhash C, (2005). “Liberalization, Ownership and Effi ciency in Indian Banking: A Non-Parametric Analysis", Economic and Political Weekly.

  • Dash. C & Charles. C, (2009). “A Study of Technical Effi ciency of Banks in India".

  • Debasish S.S & Mishra B, (2007). “Performance evaluation of Indian Banks-A Study using Data Envelopment Analysis", European Journal of Economics, Finance and Administrative sciences, Issue 9.

  • Debnath Roma Mitra & Shankar Ravi, (2008). “Measuring Performance of Indian banks: An Application of Data Envelopment Analysis", International Journal Business performance management, Vol.10, no.1, 57-85.

  • Drake Leigh, (2001). “Efficiency and Productivity Change in UK Banking", Applied Financial Economics, 11, 557-571.

  • Gupta O.K, Doshit Y. & Chinubhai A., (2008). “Dynamics of Productive Efficiency of Indian Banks", International Journal of operations research, vol.5, No.2, 78-90.

  • Keshari P.K. & Paul M. Thomas, (1994). “Relative Efficiency of Foreign and Domestic Banks", Economic and Political Weekly,

  • Ketkar K.W, (1993). “Public Sector Banking, Efficiency and Economic Growth in India", World Development, Vol.21, No.10,1685-1697.

  • Ketkar Kusum W. & Ketkar Suhas L., (2008). “Performance and Profitability of Indian Banks in the Post Liberalization Period".

  • Khatri Deepak, (2001). “Performance of Indian Banks: Stochastic Frontier Approach".

  • Kumar Sunil & Gulati Rachita, (2008). “An Examination of Technical, Pure Technical and Scale Efficiencies in Indian Public Sector Banks using Data Envelopment Analysis", Eurasian Journal of business and Economics, 1(2), 33-69.

  • Kumar Sunil, (2008). “An Analysis of Efficiency-Profitability Relationship in Indian Public Sector Banks", Global Journal Review, 9:1, 115-129.

  • Kumar Varadi Vijay, Pradeep Mavaluri & Nagarjuna Boppana, (2006). “Measurement of Efficiency of Banks in India", MPRA, 19.

  • Mohan Ram T.T. & Ray Subhash C., (2004). “Productivity Growth and Efficiency in Indian Banking: A Comparison of Public, Private and Foreign Banks", Economics working papers, Department of Economics, University of Connecticut

  • Ram Mohan T.T. & Ray Subhash C., (2007). “Productivity and Efficiency at Public and Private Sector Banks in India".

  • Rezvanian R, Rao N. & Mehdian S. M, (2008). “Efficiency Change, Technological Progress and Productivity Growth of Private, Public and Foreign Banks in India: Evidence from the Post-Liberalization Era", Applied Financial Economics, 18:701-713.

  • Saha A & Ravishankar T.S., (2000). “Rating of Indian Commercial Banks: A DEA Approach", European Journal of operational Research, 124: 187-203.

  • Sahoo Biresh K., Sengupta Jati K. & Mandal Anandadeep, (2007). “Productive Performance Evaluation of the Banking Sector in India: Using Data Envelopment Analysis", International Journal of operations research.

  • Sathye M., (2003). “Efficiency of Banks in a Developing economy: The Case of Indian", European Journal of operational Research, 148(3).

  • Sathye Milind, (2005). “Privatization, Performance and Efficiency: A Study of Indian Banks", Vikalpa, Vol. 30, No.1, 7-16.

  • Shanmugam K.R. & Das A., (2004). “Efficiency of Indian Commercial Banks During the Reform Period", Applied Financial Economics 14: 681-686.


Abstract Views: 309

PDF Views: 0




  • Public Sector Banks are still Relevant in India? (productivity Efficiency of Commercial Banks in India)

Abstract Views: 309  |  PDF Views: 0

Authors

Daniel Lazar
Department of Commerce, School of Management, Pondicherry University, Pondicherry., India
Majid Shaban
Department of Commerce, School of Management, Pondicherry University, Pondicherry., India

Abstract


This paper attempts to examine the productive efficiency of commercial banks in India, by using the Data Envelopment Analysis (DEA) technique for the sample of 70 commercial banks viz., (26 public banks, 19 private banks and 25 foreign banks). The study is conducted for the period of 10 years i.e. from 1999 to 2009. It is concluded that the public sector banks are on the efficiency frontier but the notable result is that the public sector banks are followed by foreign banks which in turn is followed by private banks.

Keywords


Public Sector Banks, Commercial Banks, Foreign Banks, Private Banks

References