The International Journal of Business & Management

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Pension is an integral part of the employee benefits or welfare system, one which encourages service, commitment and loyalty to work. Pension is benefit paid to an employee on retirement or after attaining the statutory required age.

Hitherto the establishment of the pension commission and the subsequent Pension Reform Act of 2004; the pensions schemes in Nigeria were unsuccessful in their attempt to meet up their financial obligations to their subscribers.

This paper looks holistically on the Nigerian Pension Scheme, pointing out its strengths and weaknesses and proffering lasting solutions.


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