AMBER – ABBS Management Business and Entrepreneurship Review

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An efficient banking system is of paramount importance in the development of any economy. In India, it has evolved in an organized way over the last two centuries. The growth is more pronounced after India's Independence and especially after nationalization of some large banks. There has been a significant growth and transformation since 1990s contributed by the liberalization and banking sector reforms. This has helped the banks in India to stand in good stead in the face of the recent crisis in the financial and banking systems around the world. The RBI needs to be given all the credit for steering the banking system with a tight grip. While risk management is occupying a centre stage, banks are also competing for growth and sustenance of their business. This article is an attempt to walk through the history of Banking in India and also try and gauge the likely shape of things to come in the next few years.
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