AMBER – ABBS Management Business and Entrepreneurship Review

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History of the Insurance Sector in India - Three Phases of Development - Pre Nationalization, Nationalization and Post Nationalization Phases - Pre Nationalization Phase - dominated by foreign insurance companies which implemented unfair practices on the Indian national for their benefit - Nationalization Phase - witnessed a surge in the number of Indian insurance companies which implemented fair practices for the Indian national - also witnessed the implementation of the IRDA - to regulate the insurance segment in the country - post nationalization - saw the privatization of the Indian insurance segment while limiting the Foreign Direct Investment to 26% - today the Indian Insurance segment is one of the most competitive and prospective segments of the Indian economy.
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