Open Access Open Access  Restricted Access Subscription Access
Open Access Open Access Open Access  Restricted Access Restricted Access Subscription Access

The New World of Banking


Affiliations
1 Faculty of Management Studies University of Delhi Delhi
     

   Subscribe/Renew Journal


Technology has revolutionized the banking industry in a big way and the increasing Internationalization of banking has generated new risks with global consequences. Banks have redefined their business model so as to be competitive and viable in the long run. The maturity transformation process is an important feature of banking and the success of a bank, especially in an unstable economic environment depends on the quality of its asset and liability management. This study is an attempt to present the changing profile of Indian banks and how the economic functions of banks are directly related to their inherent vulnerability.

Keywords

Banking, HDFC Bank, ICICI Bank, IDBI Bank, Spread, ALM, Gap
User
Notifications

  • Bitner, J.W. and Goddard, R.A. (1992), Successful Bank Asset/Liability Management, Wiley, New York.
  • Berger, A.N. (1995), The Relationship between Capital and Earnings in a Bank, Journal of Money, Credit and Banking.
  • Cem Karacadag and Michael W. Taylor (2001), Toward a new Global Banking Standard: The Basel Committee's Proposals,, ICFAI Reader (February 2001).
  • Frank J. Fabozzi and Atsuo Konishi (1995), Asset Liability Management, S. Chand and Company.
  • Gup, B.E. and Brooks, R. (1993), Interest Rate Risk Management, Irwin Professional Publishing, Burr Ridge.
  • Henry, Gregory A., Smythe Jr., Thomas I., Fulmer Jr., John G. (2002), Managing Interest Rate Risk with Limited Resources," Bank Accounting and Finance 15(4).
  • Karuna Bohini (2000), Survival Strategy through Gap analysis, Treasury Management (September 2000).
  • Kalkbrener, M. and Willing, J. (2003), Risk Management of Non- Maturing Liabilities, Journal of Banking and Finance.
  • Oguzsoy, C., and Guven, S. (1997), Bank Asset and Liability Management under Uncertainty, European Journal of Operation Research.
  • Paul Hilbers, Russell Krueger, and Marina Moretti (2000), New Tools for Assessing Financial System Soundness, Finance and Development (September 2000).
  • Rajwade, A.V. (2002), Issues in Asset Liability Management, Economic and Political Weekly (February 2 and 16 2002; March 2, 2002).
  • Randall, Payant, W. (2000), Making Asset Liability Management Performance Count, Bank Accounting and Finance 14(1).
  • Susie, Fair (2002), Credit Union Magazine (August 2002).
  • Taylor, Jeremy F. (2001), The Rational Management of Liquidity Risk, Bank Accounting and Finance 15(1).
  • Tom Farin (2001), Developing a Dynamic Interest Rate Risk Management Program, Journal of Finance (May-June, 2001).
  • Tomas J.T. Balino and Angel Ubide (2000), The New World of Banking, Finance and Development (June 2000).
  • Van Son Lai and M. Kabir Hassan(1997), An Empirical Investigation of Asset-liability Management of Small US Commercial Banks, Applied Financial Economics.
  • Reserve Bank of India, Asset Liability Management System – Guidelines for Banks.
  • Reserve Bank of India, Report on Trend and Progress of Banking in India ( Various Issues).
  • Treasury Management (Journal of ICFAI), Various Issues.
  • Reserve Bank of India, Statistical Tables Relating to Banks in India (Various Issues)
  • Business Today ,June 8, 2003.
  • Chartered Financial Analyst (various issues).
  • The Economic Times (various issues).

Abstract Views: 238

PDF Views: 1




  • The New World of Banking

Abstract Views: 238  |  PDF Views: 1

Authors

Madhu Vij
Faculty of Management Studies University of Delhi Delhi

Abstract


Technology has revolutionized the banking industry in a big way and the increasing Internationalization of banking has generated new risks with global consequences. Banks have redefined their business model so as to be competitive and viable in the long run. The maturity transformation process is an important feature of banking and the success of a bank, especially in an unstable economic environment depends on the quality of its asset and liability management. This study is an attempt to present the changing profile of Indian banks and how the economic functions of banks are directly related to their inherent vulnerability.

Keywords


Banking, HDFC Bank, ICICI Bank, IDBI Bank, Spread, ALM, Gap

References